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Single Family ResidenceResidential
$312,086$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

185 TERRACE HILL RD

HARDWICK, VT 05843
4
Beds
2 / 1
Baths
1,878 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1901
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$312K
$265K low$359K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,488 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$279,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$61,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$218,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$114,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
54
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.30 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.11%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCALEDONIA
Lot (acres)The size of the land the home sits on, from county records.0.60
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Elevator

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Hazen Union High SchoolD-
High · Grades 9–12 · 0.4 mi

District: Hazen Union High School District 26

Neighborhood · ZIP 05843These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.2,593
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,124
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,988
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

185 Terrace Hill Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 70% of homes in Caledonia County
  • Bigger than 73% of homes in Hardwick 05843
  • Has a smaller lot than 78% of homes in Caledonia County
  • Older than 78% of homes in Caledonia County

What homes are worth in Hardwick 05843

Each bar is how many homes fall in that price range. The marker is this home.

This home
$82K$695K

This home is worth more than 64% of homes in Hardwick 05843.

How it measures up in Hardwick 05843

The dot is this home. The mark in the middle is the typical home in Hardwick 05843.

Estimated value$312,086
CheaperTypical $262,684Pricier

Pricier than 64% of homes nearby

Price per ft²$166
CheaperTypical $179Pricier

Pricier than 42% of homes nearby

Living area1,878 ft²
SmallerTypical 1,411 ft²Bigger

Bigger than 73% of homes nearby

Lot size0.6 ac
SmallerTypical 1.75 acBigger

Bigger than 36% of homes nearby

Year built1901
OlderTypical 1969Newer

Newer than 27% of homes nearby

How 185 Terrace Hill Rd ranks against every home in each area.
MeasureThis homeHardwick 05843Caledonia County
Estimated valuepricier than$312,08664% of homes55% of homes
Price per ft²pricier than$16642% of homes30% of homes
Living areabigger than1,878 ft²73% of homes70% of homes
Lot sizebigger than0.6 ac36% of homes22% of homes
Year builtnewer than190127% of homes22% of homes

About 185 Terrace Hill Rd

How much is 185 Terrace Hill Rd, Hardwick, VT worth?

The TopHap Estimate for 185 Terrace Hill Rd, Hardwick, VT is $312,086 as of Oct 21, 2026. The likely range is $265,372 to $358,800. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 185 Terrace Hill Rd, Hardwick, VT last sell?

185 Terrace Hill Rd, Hardwick, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 185 Terrace Hill Rd, Hardwick, VT?

185 Terrace Hill Rd, Hardwick, VT has 4 bedrooms, 2 bathrooms, 1,878 square feet of living space and a 0.60-acre lot.

When was 185 Terrace Hill Rd, Hardwick, VT built?

185 Terrace Hill Rd, Hardwick, VT was built in 1901, making it 125 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 185 Terrace Hill Rd, Hardwick, VT?

185 Terrace Hill Rd, Hardwick, VT is assigned to Hazen Union High School (high), rated D-. All sit in Hazen Union High School District 26. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 185 Terrace Hill Rd, Hardwick, VT compare to other homes in Hardwick 05843?

Among the 1,131 homes in Hardwick 05843, it is worth more than 64% of them ($312,086 against a typical $262,684), its price per square foot is higher than 42% of them ($166 against a typical $179), it is bigger than 73% of them (1,878 ft² against a typical 1,411 ft²), its lot is bigger than 36% of them (0.6 ac against a typical 1.75 ac) and it is newer than 27% of them (1901 against a typical 1969). Measured against all of Caledonia County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 185 Terrace Hill Rd, Hardwick, VT?

The 2025 property tax bill for 185 Terrace Hill Rd, Hardwick, VT was $3,488. The county assessed it at $279,900.

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