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Single Family ResidenceResidential
$269,704$202 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

85 TERRACE HILL RD

HARDWICK, VT 05843
2
Beds
1
Baths
1,336 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$270K
$223K low$316K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,859 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$229,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$70,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$159,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$102,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
92
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCALEDONIA
Lot (acres)The size of the land the home sits on, from county records.1.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Steam
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Elevator

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Hazen Union High SchoolB-
High · Grades 9–12 · 0.3 mi

District: Hazen Union High School District 26

Neighborhood · ZIP 05843These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.2,593
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,124
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,988
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

85 Terrace Hill Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 68% of homes in Caledonia County
  • Older than 73% of homes in Caledonia County

What homes are worth in Hardwick 05843

Each bar is how many homes fall in that price range. The marker is this home.

This home
$80K$638K

This home is worth more than 53% of homes in Hardwick 05843.

How it measures up in Hardwick 05843

The dot is this home. The mark in the middle is the typical home in Hardwick 05843.

Estimated value$269,704
CheaperTypical $263,545Pricier

Pricier than 53% of homes nearby

Price per ft²$202
CheaperTypical $178Pricier

Pricier than 59% of homes nearby

Living area1,336 ft²
SmallerTypical 1,414 ft²Bigger

Bigger than 43% of homes nearby

Lot size1 ac
SmallerTypical 1.5 acBigger

Bigger than 47% of homes nearby

Year built1920
OlderTypical 1969Newer

Newer than 41% of homes nearby

How 85 Terrace Hill Rd ranks against every home in each area.
MeasureThis homeHardwick 05843Caledonia County
Estimated valuepricier than$269,70453% of homes42% of homes
Price per ft²pricier than$20259% of homes47% of homes
Living areabigger than1,336 ft²43% of homes42% of homes
Lot sizebigger than1 ac47% of homes32% of homes
Year builtnewer than192041% of homes27% of homes

About 85 Terrace Hill Rd

How much is 85 Terrace Hill Rd, Hardwick, VT worth?

The TopHap Estimate for 85 Terrace Hill Rd, Hardwick, VT is $269,704 as of Aug 30, 2026. The likely range is $223,069 to $316,339. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 85 Terrace Hill Rd, Hardwick, VT last sell?

85 Terrace Hill Rd, Hardwick, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 85 Terrace Hill Rd, Hardwick, VT?

85 Terrace Hill Rd, Hardwick, VT has 2 bedrooms, 1 bathrooms, 1,336 square feet of living space and a 1.00-acre lot.

When was 85 Terrace Hill Rd, Hardwick, VT built?

85 Terrace Hill Rd, Hardwick, VT was built in 1920, making it 106 years old. It is a conventional home. The building has 1 story.

What schools serve 85 Terrace Hill Rd, Hardwick, VT?

85 Terrace Hill Rd, Hardwick, VT is assigned to Hazen Union High School (high), rated B-. All sit in Hazen Union High School District 26. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 85 Terrace Hill Rd, Hardwick, VT compare to other homes in Hardwick 05843?

Among the 1,131 homes in Hardwick 05843, it is worth more than 53% of them ($269,704 against a typical $263,545), its price per square foot is higher than 59% of them ($202 against a typical $178), it is bigger than 43% of them (1,336 ft² against a typical 1,414 ft²), its lot is bigger than 47% of them (1 ac against a typical 1.5 ac) and it is newer than 41% of them (1920 against a typical 1969). Measured against all of Caledonia County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 85 Terrace Hill Rd, Hardwick, VT?

The 2025 property tax bill for 85 Terrace Hill Rd, Hardwick, VT was $2,859. The county assessed it at $229,400.

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More homes in Hardwick 05843

Assigned schools

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