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Single Family ResidenceResidential
$90,835$126 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

18538 STATE ROUTE 81

FOREST, OH 45843
1
Beds
1
Baths
720 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.87 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$91K
$65K low$117K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$90,835
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$72,668

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$948 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$41,240 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,150
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$31,090
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$41,240
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$117,830

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.112 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHardin
Lot (acres)The size of the land the home sits on, from county records.4.87
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 80 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Riverdale Elementary School
Elementary · Grades KG–2 · 5.9 mi
M
Riverdale Middle SchoolC+
Middle · Grades 6–8 · 6.1 mi
H
Riverdale High SchoolA-
High · Grades 9–12 · 6.1 mi

District: Riverdale Local School District

Neighborhood · ZIP 45843These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.186
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.3,724
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,711
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,876
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18538 State Route 81 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Forest 45843
  • Costs more per square foot than 68% of homes in Forest 45843
  • Smaller than 97% of homes in Hardin County
  • Has a bigger lot than 85% of homes in Hardin County
  • Newer than 73% of homes in Forest 45843

What homes are worth in Forest 45843

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$546K

This home is worth more than 14% of homes in Forest 45843.

How it measures up in Forest 45843

The dot is this home. The mark in the middle is the typical home in Forest 45843.

Estimated value$90,835
CheaperTypical $166,306Pricier

Pricier than 14% of homes nearby

Price per ft²$126
CheaperTypical $102Pricier

Pricier than 68% of homes nearby

Living area720 ft²
SmallerTypical 1,584 ft²Bigger

Bigger than 4% of homes nearby

Lot size4.87 ac
SmallerTypical 1.1 acBigger

Bigger than 82% of homes nearby

Year built1994
OlderTypical 1977Newer

Newer than 73% of homes nearby

How 18538 State Route 81 ranks against every home in each area.
MeasureThis homeForest 45843Hardin County
Estimated valuepricier than$90,83514% of homes19% of homes
Price per ft²pricier than$12668% of homes66% of homes
Living areabigger than720 ft²4% of homes3% of homes
Lot sizebigger than4.87 ac82% of homes85% of homes
Year builtnewer than199473% of homes73% of homes

About 18538 State Route 81

How much is 18538 State Route 81, Forest, OH worth?

The TopHap Estimate for 18538 State Route 81, Forest, OH is $90,835 as of Jul 14, 2026. The likely range is $65,154 to $116,516. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 18538 State Route 81, Forest, OH?

18538 State Route 81, Forest, OH has 1 bedrooms, 1 bathrooms, 720 square feet of living space and a 4.87-acre lot.

When was 18538 State Route 81, Forest, OH built?

18538 State Route 81, Forest, OH was built in 1994, making it 32 years old. The building has 1 story.

What schools serve 18538 State Route 81, Forest, OH?

18538 State Route 81, Forest, OH is assigned to Riverdale Elementary School (elementary); Riverdale Middle School (middle), rated C+; Riverdale High School (high), rated A-. All sit in Riverdale Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18538 State Route 81, Forest, OH compare to other homes in Forest 45843?

Among the 1,751 homes in Forest 45843, it is worth more than 14% of them ($90,835 against a typical $166,306), its price per square foot is higher than 68% of them ($126 against a typical $102), it is bigger than 4% of them (720 ft² against a typical 1,584 ft²), its lot is bigger than 82% of them (4.87 ac against a typical 1.1 ac) and it is newer than 73% of them (1994 against a typical 1977). Measured against all of Hardin County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 18538 State Route 81, Forest, OH?

The 2025 property tax bill for 18538 State Route 81, Forest, OH was $948. The county assessed it at $41,240.

Closest homes

More homes in Forest 45843

Assigned schools

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