Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$426,099$231 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $260,000 on Oct 12, 2005

18539 ROUTE 3

DURANGO, IA 52039
3
Beds
3 / 1
Baths
1,842 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
29.09 ac
Lot SizeThe size of the land the home sits on, from county records.
2015
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$426K
$369K low$483K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$260,000 · Oct 12, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$80,399
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$64,319
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.89%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$345,700
AMERICAN TRUST & SAVINGS BANK · recorded Sep 30, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,544 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$531,475 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$34,475
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$497,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$451,471
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$531,475

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
70
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyDubuque
Lot (acres)The size of the land the home sits on, from county records.29.09
ConstructionThe main material the home's frame and walls are built from.Wood Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 157 ft²Patio · 378 ft²Porch · 895 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sageville Elementary SchoolC
Elementary · Grades PK–5 · 6.7 mi
H
Hempstead High SchoolC
High · Grades 9–12 · 7.8 mi
M
Thomas Jefferson Middle SchoolD+
Middle · Grades 6–8 · 10.2 mi

District: Dubuque Community School District

Neighborhood · ZIP 52039These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.39
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,217
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.63 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,980
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,388
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18539 Route 3 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Dubuque County
  • Costs more per square foot than 76% of homes in Dubuque County
  • Bigger than 73% of homes in Dubuque County
  • Has a bigger lot than 97% of homes in Dubuque County
  • Newer than 94% of homes in Dubuque County

What homes are worth in Durango 52039

Each bar is how many homes fall in that price range. The marker is this home.

This home
$158K$696K

This home is worth more than 76% of homes in Durango 52039.

How it measures up in Durango 52039

The dot is this home. The mark in the middle is the typical home in Durango 52039.

Estimated value$426,099
CheaperTypical $335,638Pricier

Pricier than 76% of homes nearby

Price per ft²$231
CheaperTypical $194Pricier

Pricier than 67% of homes nearby

Living area1,842 ft²
SmallerTypical 1,664 ft²Bigger

Bigger than 65% of homes nearby

Lot size29.09 ac
SmallerTypical 2.68 acBigger

Bigger than 86% of homes nearby

Year built2015
OlderTypical 1979Newer

Newer than 93% of homes nearby

How 18539 Route 3 ranks against every home in each area.
MeasureThis homeDurango 52039Dubuque County
Estimated valuepricier than$426,09976% of homes86% of homes
Price per ft²pricier than$23167% of homes76% of homes
Living areabigger than1,842 ft²65% of homes73% of homes
Lot sizebigger than29.09 ac86% of homes97% of homes
Year builtnewer than201593% of homes94% of homes

About 18539 Route 3

How much is 18539 Route 3, Durango, IA worth?

The TopHap Estimate for 18539 Route 3, Durango, IA is $426,099 as of Jul 14, 2026. The likely range is $368,968 to $483,230. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 18539 Route 3, Durango, IA last sell?

18539 Route 3, Durango, IA last sold on Oct 12, 2005 for $260,000, according to the county's recorded deed.

How big is 18539 Route 3, Durango, IA?

18539 Route 3, Durango, IA has 3 bedrooms, 3 bathrooms, 1,842 square feet of living space and a 29.09-acre lot.

When was 18539 Route 3, Durango, IA built?

18539 Route 3, Durango, IA was built in 2015, making it 11 years old. The building has 1 story.

What schools serve 18539 Route 3, Durango, IA?

18539 Route 3, Durango, IA is assigned to Sageville Elementary School (elementary), rated C; Hempstead High School (high), rated C; Thomas Jefferson Middle School (middle), rated D+. All sit in Dubuque Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18539 Route 3, Durango, IA compare to other homes in Durango 52039?

Among the 482 homes in Durango 52039, it is worth more than 76% of them ($426,099 against a typical $335,638), its price per square foot is higher than 67% of them ($231 against a typical $194), it is bigger than 65% of them (1,842 ft² against a typical 1,664 ft²), its lot is bigger than 86% of them (29.09 ac against a typical 2.68 ac) and it is newer than 93% of them (2015 against a typical 1979). Measured against all of Dubuque County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 18539 Route 3, Durango, IA?

The 2024 property tax bill for 18539 Route 3, Durango, IA was $5,544. The county assessed it at $531,475.

Closest homes

More homes in Durango 52039

Assigned schools

Explore the area

See this home in context

Open 18539 Route 3 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map