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Duplex (2 Units, Any Combination)Residential
Last sold for $95,000 on Jun 18, 1991

186 BOURNE ST # 188

THREE RIVERS, MA 01080
2
Beds
2 / 1
Baths
1,614 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.69 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$95,000 · Jun 18, 1991
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
LUSO AMERICAN CU · P · recorded Jun 18, 1991

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,640 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$309,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$70,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$238,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$309,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.97 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Duplex Single
CountyHampden
Lot (acres)The size of the land the home sits on, from county records.0.69
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Radiant

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Old Mill PondD+
Elementary · Grades PK–6 · 0.5 mi
M
Palmer High SchoolC+
Middle · Grades 7–12 · 0.6 mi

District: Palmer School District

Neighborhood · ZIP 01080These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,880
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,024 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,192
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,572
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

186 Bourne St # 188 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 83% of homes in Three Rivers 01080
  • Newer than 90% of homes in Three Rivers 01080

How it measures up in Three Rivers 01080

The dot is this home. The mark in the middle is the typical home in Three Rivers 01080.

Living area1,614 ft²
SmallerTypical 1,413 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.69 ac
SmallerTypical 0.29 acBigger

Bigger than 83% of homes nearby

Year built1985
OlderTypical 1945Newer

Newer than 90% of homes nearby

How 186 Bourne St # 188 ranks against every home in each area.
MeasureThis homeThree Rivers 01080Hampden County
Living areabigger than1,614 ft²62% of homes54% of homes
Lot sizebigger than0.69 ac83% of homes76% of homes
Year builtnewer than198590% of homes80% of homes

About 186 Bourne St # 188

When did 186 Bourne St # 188, Three Rivers, MA last sell?

186 Bourne St # 188, Three Rivers, MA last sold on Jun 18, 1991 for $95,000, according to the county's recorded deed.

How big is 186 Bourne St # 188, Three Rivers, MA?

186 Bourne St # 188, Three Rivers, MA has 2 bedrooms, 2 bathrooms, 1,614 square feet of living space and a 0.69-acre lot.

When was 186 Bourne St # 188, Three Rivers, MA built?

186 Bourne St # 188, Three Rivers, MA was built in 1985, making it 41 years old. It is a duplex single home. The building has 1 story.

What schools serve 186 Bourne St # 188, Three Rivers, MA?

186 Bourne St # 188, Three Rivers, MA is assigned to Old Mill Pond (elementary), rated D+; Palmer High School (middle), rated C+. All sit in Palmer School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 186 Bourne St # 188, Three Rivers, MA compare to other homes in Three Rivers 01080?

Among the 686 homes in Three Rivers 01080, it is bigger than 62% of them (1,614 ft² against a typical 1,413 ft²), its lot is bigger than 83% of them (0.69 ac against a typical 0.29 ac) and it is newer than 90% of them (1985 against a typical 1945). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 186 Bourne St # 188, Three Rivers, MA?

The 2025 property tax bill for 186 Bourne St # 188, Three Rivers, MA was $5,640. The county assessed it at $309,400.

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Assigned schools

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