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Single Family ResidenceResidential
$156,729
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $100,000 on Apr 20, 2022

186 FOSSIL COVE CT

WILMINGTON, IL 60481
0
Baths
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$157K
$123K low$191K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$100,000 · Apr 20, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$86,729
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$69,383
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$70,000
MUNICIPAL TRUST AND SAVINGS BANK · recorded Apr 1, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,928 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$38,867 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,312
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$23,555
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$18,661
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$116,601

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWILL
Lot (acres)The size of the land the home sits on, from county records.0.20
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Reed-Custer High SchoolB
High · Grades 9–12 · 1.9 mi
E
Reed-Custer Elementary SchoolB+
Elementary · Grades PK–5 · 1.9 mi
M
Reed-Custer Middle SchoolB+
Middle · Grades 6–8 · 2.0 mi

District: Reed Custer Community Unit School District 255u

Neighborhood · ZIP 60481These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.158
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.11,670
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.88 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,381
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,963
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

186 Fossil Cove Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Will County
  • Has a smaller lot than 68% of homes in Wilmington 60481
  • Newer than 77% of homes in Wilmington 60481

What homes are worth in Wilmington 60481

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$601K

This home is worth more than 16% of homes in Wilmington 60481.

How it measures up in Wilmington 60481

The dot is this home. The mark in the middle is the typical home in Wilmington 60481.

Estimated value$156,729
CheaperTypical $260,227Pricier

Pricier than 16% of homes nearby

Lot size0.2 ac
SmallerTypical 0.28 acBigger

Bigger than 32% of homes nearby

Year built2001
OlderTypical 1992Newer

Newer than 77% of homes nearby

How 186 Fossil Cove Ct ranks against every home in each area.
MeasureThis homeWilmington 60481Will County
Estimated valuepricier than$156,72916% of homes4% of homes
Lot sizebigger than0.2 ac32% of homes38% of homes
Year builtnewer than200177% of homes74% of homes

About 186 Fossil Cove Ct

How much is 186 Fossil Cove Ct, Wilmington, IL worth?

The TopHap Estimate for 186 Fossil Cove Ct, Wilmington, IL is $156,729 as of Jul 14, 2026. The likely range is $122,692 to $190,766. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 186 Fossil Cove Ct, Wilmington, IL last sell?

186 Fossil Cove Ct, Wilmington, IL last sold on Apr 20, 2022 for $100,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

When was 186 Fossil Cove Ct, Wilmington, IL built?

186 Fossil Cove Ct, Wilmington, IL was built in 2001, making it 25 years old. The building has 1 story.

What schools serve 186 Fossil Cove Ct, Wilmington, IL?

186 Fossil Cove Ct, Wilmington, IL is assigned to Reed-Custer High School (high), rated B; Reed-Custer Elementary School (elementary), rated B+; Reed-Custer Middle School (middle), rated B+. All sit in Reed Custer Community Unit School District 255u. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 186 Fossil Cove Ct, Wilmington, IL compare to other homes in Wilmington 60481?

Among the 4,375 homes in Wilmington 60481, it is worth more than 16% of them ($156,729 against a typical $260,227), its lot is bigger than 32% of them (0.2 ac against a typical 0.28 ac) and it is newer than 77% of them (2001 against a typical 1992). Measured against all of Will County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 186 Fossil Cove Ct, Wilmington, IL?

The 2025 property tax bill for 186 Fossil Cove Ct, Wilmington, IL was $1,928. The county assessed it at $38,867.

Closest homes

More homes in Wilmington 60481

Assigned schools

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