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Single Family ResidentialResidential
$639,116$624 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

186 MAIN ST

SOUTHWEST HARBOR, ME 04679
2
Beds
1
Baths
1,024 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$639K
$501K low$777K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,651 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$357,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$165,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$191,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$398,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.48 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHANCOCK
Lot (acres)The size of the land the home sits on, from county records.0.30
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pemetic Elementary SchoolA+
Elementary · Grades PK–8 · 0.7 mi
H
Mount Desert Island High SchoolA-
High · Grades 9–12 · 5.9 mi

District: Southwest Harbor

Neighborhood · ZIP 04679These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.153
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.58%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,441
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.76 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,274
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,030
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

186 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Hancock County
  • Costs more per square foot than 78% of homes in Hancock County
  • Smaller than 72% of homes in Hancock County
  • Has a smaller lot than 90% of homes in Hancock County
  • Newer than 95% of homes in Southwest Harbor 04679

What homes are worth in Southwest Harbor 04679

Each bar is how many homes fall in that price range. The marker is this home.

This home
$256K$2.3M

This home is worth more than 38% of homes in Southwest Harbor 04679.

How it measures up in Southwest Harbor 04679

The dot is this home. The mark in the middle is the typical home in Southwest Harbor 04679.

Estimated value$639,116
CheaperTypical $719,937Pricier

Pricier than 38% of homes nearby

Price per ft²$624
CheaperTypical $797Pricier

Pricier than 29% of homes nearby

Living area1,024 ft²
SmallerTypical 936 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.3 ac
SmallerTypical 0.9 acBigger

Bigger than 18% of homes nearby

Year built2010
OlderTypical 1975Newer

Newer than 95% of homes nearby

How 186 Main St ranks against every home in each area.
MeasureThis homeSouthwest Harbor 04679Hancock County
Estimated valuepricier than$639,11638% of homes71% of homes
Price per ft²pricier than$62429% of homes78% of homes
Living areabigger than1,024 ft²60% of homes28% of homes
Lot sizebigger than0.3 ac18% of homes10% of homes
Year builtnewer than201095% of homes92% of homes

About 186 Main St

How much is 186 Main St, Southwest Harbor, ME worth?

The TopHap Estimate for 186 Main St, Southwest Harbor, ME is $639,116 as of Sep 24, 2026. The likely range is $501,462 to $776,770. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 186 Main St, Southwest Harbor, ME last sell?

186 Main St, Southwest Harbor, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 186 Main St, Southwest Harbor, ME?

186 Main St, Southwest Harbor, ME has 2 bedrooms, 1 bathrooms, 1,024 square feet of living space and a 0.30-acre lot.

When was 186 Main St, Southwest Harbor, ME built?

186 Main St, Southwest Harbor, ME was built in 2010, making it 16 years old. It is a ranch home. The building has 1 story.

What schools serve 186 Main St, Southwest Harbor, ME?

186 Main St, Southwest Harbor, ME is assigned to Pemetic Elementary School (elementary), rated A+; Mount Desert Island High School (high), rated A-. All sit in Southwest Harbor. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 186 Main St, Southwest Harbor, ME compare to other homes in Southwest Harbor 04679?

Among the 1,106 homes in Southwest Harbor 04679, it is worth more than 38% of them ($639,116 against a typical $719,937), its price per square foot is higher than 29% of them ($624 against a typical $797), it is bigger than 60% of them (1,024 ft² against a typical 936 ft²), its lot is bigger than 18% of them (0.3 ac against a typical 0.9 ac) and it is newer than 95% of them (2010 against a typical 1975). Measured against all of Hancock County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 186 Main St, Southwest Harbor, ME?

The 2025 property tax bill for 186 Main St, Southwest Harbor, ME was $3,651. The county assessed it at $357,200.

More homes on Main St

Closest homes

More homes in Southwest Harbor 04679

Assigned schools

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