Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$499,863$595 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

196 MAIN ST

SOUTHWEST HARBOR, ME 04679
4
Beds
1
Baths
840 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$500K
$445K low$554K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,960 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$387,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$181,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$206,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.55 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyHANCOCK
Lot (acres)The size of the land the home sits on, from county records.0.40
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pemetic Elementary SchoolA+
Elementary · Grades PK–8 · 0.6 mi
H
Mount Desert Island High SchoolA-
High · Grades 9–12 · 5.9 mi

District: Southwest Harbor

Neighborhood · ZIP 04679These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.153
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.58%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,441
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.76 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,274
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,030
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

196 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Southwest Harbor 04679
  • Costs less per square foot than 75% of homes in Southwest Harbor 04679
  • Smaller than 84% of homes in Hancock County
  • Has a smaller lot than 86% of homes in Hancock County

What homes are worth in Southwest Harbor 04679

Each bar is how many homes fall in that price range. The marker is this home.

This home
$256K$2.3M

This home is worth more than 15% of homes in Southwest Harbor 04679.

How it measures up in Southwest Harbor 04679

The dot is this home. The mark in the middle is the typical home in Southwest Harbor 04679.

Estimated value$499,863
CheaperTypical $719,937Pricier

Pricier than 15% of homes nearby

Price per ft²$595
CheaperTypical $797Pricier

Pricier than 25% of homes nearby

Living area840 ft²
SmallerTypical 936 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.4 ac
SmallerTypical 0.9 acBigger

Bigger than 27% of homes nearby

How 196 Main St ranks against every home in each area.
MeasureThis homeSouthwest Harbor 04679Hancock County
Estimated valuepricier than$499,86315% of homes59% of homes
Price per ft²pricier than$59525% of homes75% of homes
Living areabigger than840 ft²40% of homes16% of homes
Lot sizebigger than0.4 ac27% of homes14% of homes

About 196 Main St

How much is 196 Main St, Southwest Harbor, ME worth?

The TopHap Estimate for 196 Main St, Southwest Harbor, ME is $499,863 as of Sep 24, 2026. The likely range is $445,258 to $554,468. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 196 Main St, Southwest Harbor, ME last sell?

196 Main St, Southwest Harbor, ME last sold on Mar 6, 2015, according to the county's recorded deed.

How big is 196 Main St, Southwest Harbor, ME?

196 Main St, Southwest Harbor, ME has 4 bedrooms, 1 bathrooms, 840 square feet of living space and a 0.40-acre lot.

What schools serve 196 Main St, Southwest Harbor, ME?

196 Main St, Southwest Harbor, ME is assigned to Pemetic Elementary School (elementary), rated A+; Mount Desert Island High School (high), rated A-. All sit in Southwest Harbor. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 196 Main St, Southwest Harbor, ME compare to other homes in Southwest Harbor 04679?

Among the 1,106 homes in Southwest Harbor 04679, it is worth more than 15% of them ($499,863 against a typical $719,937), its price per square foot is higher than 25% of them ($595 against a typical $797), it is bigger than 40% of them (840 ft² against a typical 936 ft²) and its lot is bigger than 27% of them (0.4 ac against a typical 0.9 ac). Measured against all of Hancock County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 196 Main St, Southwest Harbor, ME?

The 2025 property tax bill for 196 Main St, Southwest Harbor, ME was $3,960. The county assessed it at $387,500.

More homes on Main St

Closest homes

More homes in Southwest Harbor 04679

Assigned schools

Explore the area

See this home in context

Open 196 Main St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map