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Single Family ResidentialResidential
$92,550$82 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $65,000 on Nov 17, 2017

186 ROUTE 44

SHINGLEHOUSE, PA 16748
0
Baths
1,128 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.

Valuation

$93K
$82K low$103K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$65,000 · Nov 17, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$29,500
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$23,600
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$63,050
COMMUNITY BANK NA · recorded Nov 17, 2017

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$39,530 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,150
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$31,380
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$39,530
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$39,530

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
96
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.87 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyMcKean
Lot (acres)The size of the land the home sits on, from county records.1.34

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oswayo Valley Elementary SchoolB-
Elementary · Grades KG–6 · 4.6 mi
M
Oswayo Valley Middle / High SchoolA-
Middle · Grades 7–12 · 4.8 mi

District: Oswayo Valley School District

Neighborhood · ZIP 16748These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,760
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.27 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,908
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,430
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

186 Route 44 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in McKean County
  • Bigger than 67% of homes in Shinglehouse 16748
  • Has a bigger lot than 71% of homes in McKean County

What homes are worth in Shinglehouse 16748

Each bar is how many homes fall in that price range. The marker is this home.

This home
$33K$278K

This home is worth more than 54% of homes in Shinglehouse 16748.

How it measures up in Shinglehouse 16748

The dot is this home. The mark in the middle is the typical home in Shinglehouse 16748.

Estimated value$92,550
CheaperTypical $87,138Pricier

Pricier than 54% of homes nearby

Price per ft²$82
CheaperTypical $90Pricier

Pricier than 41% of homes nearby

Living area1,128 ft²
SmallerTypical 960 ft²Bigger

Bigger than 67% of homes nearby

Lot size1.34 ac
SmallerTypical 1.7 acBigger

Bigger than 46% of homes nearby

Year built1949
OlderTypical 1965Newer

Newer than 39% of homes nearby

How 186 Route 44 ranks against every home in each area.
MeasureThis homeShinglehouse 16748McKean County
Estimated valuepricier than$92,55054% of homes34% of homes
Price per ft²pricier than$8241% of homes44% of homes
Living areabigger than1,128 ft²67% of homes33% of homes
Lot sizebigger than1.34 ac46% of homes71% of homes
Year builtnewer than194939% of homes45% of homes

About 186 Route 44

How much is 186 Route 44, Shinglehouse, PA worth?

The TopHap Estimate for 186 Route 44, Shinglehouse, PA is $92,550 as of Jul 14, 2026. The likely range is $82,250 to $102,850. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 186 Route 44, Shinglehouse, PA last sell?

186 Route 44, Shinglehouse, PA last sold on Nov 17, 2017 for $65,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 186 Route 44, Shinglehouse, PA?

186 Route 44, Shinglehouse, PA has 1,128 square feet of living space and a 1.34-acre lot.

When was 186 Route 44, Shinglehouse, PA built?

186 Route 44, Shinglehouse, PA was built in 1949, making it 77 years old.

What schools serve 186 Route 44, Shinglehouse, PA?

186 Route 44, Shinglehouse, PA is assigned to Oswayo Valley Elementary School (elementary), rated B-; Oswayo Valley Middle / High School (middle), rated A-. All sit in Oswayo Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 186 Route 44, Shinglehouse, PA compare to other homes in Shinglehouse 16748?

Among the 1,357 homes in Shinglehouse 16748, it is worth more than 54% of them ($92,550 against a typical $87,138), its price per square foot is higher than 41% of them ($82 against a typical $90), it is bigger than 67% of them (1,128 ft² against a typical 960 ft²), its lot is bigger than 46% of them (1.34 ac against a typical 1.7 ac) and it is newer than 39% of them (1949 against a typical 1965). Measured against all of McKean County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Shinglehouse 16748

Assigned schools

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