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Single Family ResidenceResidential
$349,223$208 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

186 ROUTE 8A

CHARLEMONT, MA 01339
2
Beds
1
Baths
1,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$349K
$310K low$389K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$291,223
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$232,978
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$58,000
UNITED BANK · recorded Oct 10, 1996

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,748 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$252,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$43,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$208,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$209,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
54
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
34
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.4.90
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hawlemont Regional Elementary SchoolB-
Elementary · Grades PK–6 · 4.2 mi
M
Mohawk Trail Regional SchoolC-
Middle · Grades 7–12 · 6.5 mi

District: Hawlemont School District

Neighborhood · ZIP 01339These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,664
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.25 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,901
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,962
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

186 Route 8a measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 66% of homes in Franklin County
  • Has a bigger lot than 81% of homes in Franklin County
  • Newer than 69% of homes in Franklin County

What homes are worth in Charlemont 01339

Each bar is how many homes fall in that price range. The marker is this home.

This home
$129K$820K

This home is worth more than 54% of homes in Charlemont 01339.

How it measures up in Charlemont 01339

The dot is this home. The mark in the middle is the typical home in Charlemont 01339.

Estimated value$349,223
CheaperTypical $337,828Pricier

Pricier than 54% of homes nearby

Price per ft²$208
CheaperTypical $208Pricier

Pricier than 50% of homes nearby

Living area1,680 ft²
SmallerTypical 1,650 ft²Bigger

Bigger than 53% of homes nearby

Lot size4.9 ac
SmallerTypical 4.38 acBigger

Bigger than 53% of homes nearby

Year built1980
OlderTypical 1966Newer

Newer than 68% of homes nearby

How 186 Route 8a ranks against every home in each area.
MeasureThis homeCharlemont 01339Franklin County
Estimated valuepricier than$349,22354% of homes46% of homes
Price per ft²pricier than$20850% of homes34% of homes
Living areabigger than1,680 ft²53% of homes53% of homes
Lot sizebigger than4.9 ac53% of homes81% of homes
Year builtnewer than198068% of homes69% of homes

About 186 Route 8a

How much is 186 Route 8a, Charlemont, MA worth?

The TopHap Estimate for 186 Route 8a, Charlemont, MA is $349,223 as of Jul 14, 2026. The likely range is $309,782 to $388,664. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 186 Route 8a, Charlemont, MA?

186 Route 8a, Charlemont, MA has 2 bedrooms, 1 bathrooms, 1,680 square feet of living space and a 4.90-acre lot.

When was 186 Route 8a, Charlemont, MA built?

186 Route 8a, Charlemont, MA was built in 1980, making it 46 years old. It is a colonial home. The building has 2 stories.

What schools serve 186 Route 8a, Charlemont, MA?

186 Route 8a, Charlemont, MA is assigned to Hawlemont Regional Elementary School (elementary), rated B-; Mohawk Trail Regional School (middle), rated C-. All sit in Hawlemont School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 186 Route 8a, Charlemont, MA compare to other homes in Charlemont 01339?

Among the 714 homes in Charlemont 01339, it is worth more than 54% of them ($349,223 against a typical $337,828), its price per square foot is higher than 50% of them ($208 against a typical $208), it is bigger than 53% of them (1,680 ft² against a typical 1,650 ft²), its lot is bigger than 53% of them (4.9 ac against a typical 4.38 ac) and it is newer than 68% of them (1980 against a typical 1966). Measured against all of Franklin County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 186 Route 8a, Charlemont, MA?

The 2025 property tax bill for 186 Route 8a, Charlemont, MA was $4,748. The county assessed it at $252,400.

More homes on Route 8a

Closest homes

More homes in Charlemont 01339

Assigned schools

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