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Single Family ResidenceResidential
$200,191$397 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

186 RUTTER RD

ANNAPOLIS, MO 63620
0
Baths
504 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
302.78 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$200K
$193K low$207K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$200,191
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$160,153

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$241 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$32,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
43
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
61
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyReynolds
Lot (acres)The size of the land the home sits on, from county records.302.78
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
South Iron High SchoolC
Middle · Grades 7–12 · 4.8 mi
E
South Iron Elementary SchoolD
Elementary · Grades PK–6 · 4.8 mi

District: South Iron County R-I School District

Neighborhood · ZIP 63620These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.170

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,818
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.9 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,153
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,170
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

186 Rutter Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Reynolds County
  • Costs more per square foot than 94% of homes in Annapolis 63620
  • Smaller than 93% of homes in Reynolds County
  • Among the largest lots in Annapolis 63620
  • Older than 69% of homes in Annapolis 63620

What homes are worth in Annapolis 63620

Each bar is how many homes fall in that price range. The marker is this home.

This home
$68K$500K

This home is worth more than 65% of homes in Annapolis 63620.

How it measures up in Annapolis 63620

The dot is this home. The mark in the middle is the typical home in Annapolis 63620.

Estimated value$200,191
CheaperTypical $166,249Pricier

Pricier than 65% of homes nearby

Price per ft²$397
CheaperTypical $157Pricier

Pricier than 94% of homes nearby

Living area504 ft²
SmallerTypical 1,104 ft²Bigger

Bigger than 10% of homes nearby

Lot size302.78 ac
SmallerTypical 8.56 acBigger

Bigger than almost all homes nearby

Year built1965
OlderTypical 1980Newer

Newer than 31% of homes nearby

How 186 Rutter Rd ranks against every home in each area.
MeasureThis homeAnnapolis 63620Reynolds County
Estimated valuepricier than$200,19165% of homes71% of homes
Price per ft²pricier than$39794% of homes93% of homes
Living areabigger than504 ft²10% of homes7% of homes
Lot sizebigger than302.78 acalmost all homesalmost all homes
Year builtnewer than196531% of homes37% of homes

About 186 Rutter Rd

How much is 186 Rutter Rd, Annapolis, MO worth?

The TopHap Estimate for 186 Rutter Rd, Annapolis, MO is $200,191 as of Jul 14, 2026. The likely range is $193,446 to $206,936. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 186 Rutter Rd, Annapolis, MO last sell?

186 Rutter Rd, Annapolis, MO last sold on Mar 5, 2024, according to the county's recorded deed.

How big is 186 Rutter Rd, Annapolis, MO?

186 Rutter Rd, Annapolis, MO has 504 square feet of living space and a 302.78-acre lot.

When was 186 Rutter Rd, Annapolis, MO built?

186 Rutter Rd, Annapolis, MO was built in 1965, making it 61 years old. The building has 1 story.

What schools serve 186 Rutter Rd, Annapolis, MO?

186 Rutter Rd, Annapolis, MO is assigned to South Iron High School (middle), rated C; South Iron Elementary School (elementary), rated D. All sit in South Iron County R-I School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 186 Rutter Rd, Annapolis, MO compare to other homes in Annapolis 63620?

Among the 904 homes in Annapolis 63620, it is worth more than 65% of them ($200,191 against a typical $166,249), its price per square foot is higher than 94% of them ($397 against a typical $157), it is bigger than 10% of them (504 ft² against a typical 1,104 ft²), its lot is bigger than almost all of them (302.78 ac against a typical 8.56 ac) and it is newer than 31% of them (1965 against a typical 1980). Measured against all of Reynolds County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 186 Rutter Rd, Annapolis, MO?

The 2025 property tax bill for 186 Rutter Rd, Annapolis, MO was $241. The county assessed it at $4,700.

Closest homes

More homes in Annapolis 63620

Assigned schools

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