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Single Family ResidentialResidential
$710,052$295 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

18604 STATE ROUTE 33

HOLT, MO 64048
3
Beds
1
Baths
2,404 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
11.09 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$710K
$664K low$756K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$431,568
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$345,254
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$158,000
VALLEY VIEW STATE BANK · recorded Oct 5, 2007
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$120,484
CITIBANK NA

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$77,710 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$77,710
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$409,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyClay
Lot (acres)The size of the land the home sits on, from county records.11.09
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 100 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dogwood Elementary SchoolC+
Elementary · Grades KG–5 · 3.5 mi
M
Kearney Middle SchoolB+
Middle · Grades 6–7 · 4.3 mi
H
Kearney High SchoolA
High · Grades 10–12 · 5.6 mi

District: Kearney R-I School District

Neighborhood · ZIP 64048These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.4,550
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.106 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,259
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,228
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18604 State Route 33 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Clay County
  • Costs more per square foot than 92% of homes in Clay County
  • Bigger than 89% of homes in Holt 64048
  • Has a bigger lot than 98% of homes in Clay County
  • Older than 84% of homes in Holt 64048

What homes are worth in Holt 64048

Each bar is how many homes fall in that price range. The marker is this home.

This home
$176K$960K

This home is worth more than 93% of homes in Holt 64048.

How it measures up in Holt 64048

The dot is this home. The mark in the middle is the typical home in Holt 64048.

Estimated value$710,052
CheaperTypical $424,463Pricier

Pricier than 93% of homes nearby

Price per ft²$295
CheaperTypical $264Pricier

Pricier than 69% of homes nearby

Living area2,404 ft²
SmallerTypical 1,532 ft²Bigger

Bigger than 89% of homes nearby

Lot size11.09 ac
SmallerTypical 4.42 acBigger

Bigger than 80% of homes nearby

Year built1968
OlderTypical 1980Newer

Newer than 16% of homes nearby

How 18604 State Route 33 ranks against every home in each area.
MeasureThis homeHolt 64048Clay County
Estimated valuepricier than$710,05293% of homes96% of homes
Price per ft²pricier than$29569% of homes92% of homes
Living areabigger than2,404 ft²89% of homes88% of homes
Lot sizebigger than11.09 ac80% of homes98% of homes
Year builtnewer than196816% of homes34% of homes

About 18604 State Route 33

How much is 18604 State Route 33, Holt, MO worth?

The TopHap Estimate for 18604 State Route 33, Holt, MO is $710,052 as of Jul 14, 2026. The likely range is $664,369 to $755,735. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 18604 State Route 33, Holt, MO?

18604 State Route 33, Holt, MO has 3 bedrooms, 1 bathrooms, 2,404 square feet of living space and a 11.09-acre lot.

When was 18604 State Route 33, Holt, MO built?

18604 State Route 33, Holt, MO was built in 1968, making it 58 years old. It is a ranch home. The building has 1 story.

What schools serve 18604 State Route 33, Holt, MO?

18604 State Route 33, Holt, MO is assigned to Dogwood Elementary School (elementary), rated C+; Kearney Middle School (middle), rated B+; Kearney High School (high), rated A. All sit in Kearney R-I School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18604 State Route 33, Holt, MO compare to other homes in Holt 64048?

Among the 1,681 homes in Holt 64048, it is worth more than 93% of them ($710,052 against a typical $424,463), its price per square foot is higher than 69% of them ($295 against a typical $264), it is bigger than 89% of them (2,404 ft² against a typical 1,532 ft²), its lot is bigger than 80% of them (11.09 ac against a typical 4.42 ac) and it is newer than 16% of them (1968 against a typical 1980). Measured against all of Clay County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Holt 64048

Assigned schools

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