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Single Family ResidenceResidential
$100,716$133 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1865 STATE ROUTE 13

ALTMAR, NY 13302
2
Beds
1
Baths
756 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$101K
$81K low$120K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$60,716
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$48,573
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
AMERICU CU · recorded Oct 24, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,493 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$51,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$65,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$81,250

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyOswego
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.1.00
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 168 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Altmar-Parish-Williamstown Elementary SchoolC-
Elementary · Grades PK–6 · 4.9 mi
M
Altmar-Parish-Williamstown Jr/Sr High SchoolD-
Middle · Grades 7–12 · 5.0 mi

District: Altmar-Parish-Williamstown Central School District

Neighborhood · ZIP 13302These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.145
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,807
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.37 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,061
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,473
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1865 State Route 13 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Altmar 13302
  • Smaller than 94% of homes in Oswego County
  • Has a smaller lot than 66% of homes in Altmar 13302
  • Older than 95% of homes in Altmar 13302

What homes are worth in Altmar 13302

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$398K

This home is worth more than 9% of homes in Altmar 13302.

How it measures up in Altmar 13302

The dot is this home. The mark in the middle is the typical home in Altmar 13302.

Estimated value$100,716
CheaperTypical $181,394Pricier

Pricier than 9% of homes nearby

Price per ft²$133
CheaperTypical $135Pricier

Pricier than 50% of homes nearby

Living area756 ft²
SmallerTypical 1,120 ft²Bigger

Bigger than 20% of homes nearby

Lot size1 ac
SmallerTypical 2.06 acBigger

Bigger than 34% of homes nearby

Year built1880
OlderTypical 1980Newer

Newer than 5% of homes nearby

How 1865 State Route 13 ranks against every home in each area.
MeasureThis homeAltmar 13302Oswego County
Estimated valuepricier than$100,7169% of homes13% of homes
Price per ft²pricier than$13350% of homes62% of homes
Living areabigger than756 ft²20% of homes6% of homes
Lot sizebigger than1 ac34% of homes48% of homes
Year builtnewer than18805% of homes9% of homes

About 1865 State Route 13

How much is 1865 State Route 13, Altmar, NY worth?

The TopHap Estimate for 1865 State Route 13, Altmar, NY is $100,716 as of Jul 14, 2026. The likely range is $81,139 to $120,293. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1865 State Route 13, Altmar, NY?

1865 State Route 13, Altmar, NY has 2 bedrooms, 1 bathrooms, 756 square feet of living space and a 1.00-acre lot.

When was 1865 State Route 13, Altmar, NY built?

1865 State Route 13, Altmar, NY was built in 1880, making it 146 years old. It is a cottage home. The building has 1 story.

What schools serve 1865 State Route 13, Altmar, NY?

1865 State Route 13, Altmar, NY is assigned to Altmar-Parish-Williamstown Elementary School (elementary), rated C-; Altmar-Parish-Williamstown Jr/Sr High School (middle), rated D-. All sit in Altmar-Parish-Williamstown Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1865 State Route 13, Altmar, NY compare to other homes in Altmar 13302?

Among the 1,070 homes in Altmar 13302, it is worth more than 9% of them ($100,716 against a typical $181,394), its price per square foot is higher than 50% of them ($133 against a typical $135), it is bigger than 20% of them (756 ft² against a typical 1,120 ft²), its lot is bigger than 34% of them (1 ac against a typical 2.06 ac) and it is newer than 5% of them (1880 against a typical 1980). Measured against all of Oswego County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1865 State Route 13, Altmar, NY?

The 2024 property tax bill for 1865 State Route 13, Altmar, NY was $1,493. The county assessed it at $65,000.

Closest homes

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Assigned schools

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