Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$312,312$273 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $157,500 on Oct 23, 2013

189 CEDAR RIVER RD

INDIAN LAKE, NY 12842
3
Beds
1
Baths
1,143 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$312K
$277K low$348K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$157,500 · Oct 23, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,347 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$155,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$94,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$155,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$231,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
40
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.185 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyHAMILTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1978
Lot (acres)The size of the land the home sits on, from county records.1.26
HeatingThe type of heating system in the home.Electric
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 264 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Indian Lake Central SchoolC+
Elementary · Grades PK–12 · 2.0 mi

District: Indian Lake Central School District

Neighborhood · ZIP 12842These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.40%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.1,612
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,784
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,803
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

189 Cedar River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 65% of homes in Indian Lake 12842

What homes are worth in Indian Lake 12842

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$885K

This home is worth more than 53% of homes in Indian Lake 12842.

How it measures up in Indian Lake 12842

The dot is this home. The mark in the middle is the typical home in Indian Lake 12842.

Estimated value$312,312
CheaperTypical $301,921Pricier

Pricier than 53% of homes nearby

Price per ft²$273
CheaperTypical $230Pricier

Pricier than 65% of homes nearby

Living area1,143 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 43% of homes nearby

Lot size1.26 ac
SmallerTypical 1.3 acBigger

Bigger than 49% of homes nearby

Year built1975
OlderTypical 1971Newer

Newer than 57% of homes nearby

How 189 Cedar River Rd ranks against every home in each area.
MeasureThis homeIndian Lake 12842Hamilton County
Estimated valuepricier than$312,31253% of homes43% of homes
Price per ft²pricier than$27365% of homes59% of homes
Living areabigger than1,143 ft²43% of homes43% of homes
Lot sizebigger than1.26 ac49% of homes55% of homes
Year builtnewer than197557% of homes60% of homes

About 189 Cedar River Rd

How much is 189 Cedar River Rd, Indian Lake, NY worth?

The TopHap Estimate for 189 Cedar River Rd, Indian Lake, NY is $312,312 as of Sep 24, 2026. The likely range is $276,721 to $347,903. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 189 Cedar River Rd, Indian Lake, NY last sell?

189 Cedar River Rd, Indian Lake, NY last sold on Oct 23, 2013 for $157,500, according to the county's recorded deed.

How big is 189 Cedar River Rd, Indian Lake, NY?

189 Cedar River Rd, Indian Lake, NY has 3 bedrooms, 1 bathrooms, 1,143 square feet of living space and a 1.26-acre lot.

When was 189 Cedar River Rd, Indian Lake, NY built?

189 Cedar River Rd, Indian Lake, NY was built in 1975, making it 51 years old. It is a rustic home. The building has 1 story.

What schools serve 189 Cedar River Rd, Indian Lake, NY?

189 Cedar River Rd, Indian Lake, NY is assigned to Indian Lake Central School (elementary), rated C+. All sit in Indian Lake Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 189 Cedar River Rd, Indian Lake, NY compare to other homes in Indian Lake 12842?

Among the 1,444 homes in Indian Lake 12842, it is worth more than 53% of them ($312,312 against a typical $301,921), its price per square foot is higher than 65% of them ($273 against a typical $230), it is bigger than 43% of them (1,143 ft² against a typical 1,248 ft²), its lot is bigger than 49% of them (1.26 ac against a typical 1.3 ac) and it is newer than 57% of them (1975 against a typical 1971). Measured against all of Hamilton County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 189 Cedar River Rd, Indian Lake, NY?

The 2026 property tax bill for 189 Cedar River Rd, Indian Lake, NY was $3,347. The county assessed it at $155,300.

More homes on Cedar River Rd

Closest homes

More homes in Indian Lake 12842

Assigned schools

Explore the area

See this home in context

Open 189 Cedar River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map