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Single Family ResidenceResidential
$153,701$118 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $23,000 on Jul 16, 2012

189 DIVISION ST

GRAND RIVERS, KY 42045
3
Beds
1
Baths
1,304 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$154K
$146K low$162K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$23,000 · Jul 16, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$130,701
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$104,561
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.15%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$23,000
PADUCAH FEDERAL CREDIT UNION · recorded Jul 16, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$456 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$99,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$99,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$99,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLivingston
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.None
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 128 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Livingston Elementary SchoolB
Elementary · Grades PK–5 · 8.9 mi
H
Livingston Central High SchoolB-
High · Grades 9–12 · 11.7 mi
M
Livingston County Middle SchoolC-
Middle · Grades 6–8 · 16.4 mi

District: Livingston County School District

Neighborhood · ZIP 42045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.249

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,871
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,441
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,291
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

189 Division St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 68% of homes in Grand Rivers 42045
  • Older than 85% of homes in Grand Rivers 42045

What homes are worth in Grand Rivers 42045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$19K$725K

This home is worth more than 42% of homes in Grand Rivers 42045.

How it measures up in Grand Rivers 42045

The dot is this home. The mark in the middle is the typical home in Grand Rivers 42045.

Estimated value$153,701
CheaperTypical $166,422Pricier

Pricier than 42% of homes nearby

Price per ft²$118
CheaperTypical $134Pricier

Pricier than 32% of homes nearby

Living area1,304 ft²
SmallerTypical 1,316 ft²Bigger

Bigger than 49% of homes nearby

Year built1960
OlderTypical 1990Newer

Newer than 15% of homes nearby

How 189 Division St ranks against every home in each area.
MeasureThis homeGrand Rivers 42045Livingston County
Estimated valuepricier than$153,70142% of homes58% of homes
Price per ft²pricier than$11832% of homes55% of homes
Living areabigger than1,304 ft²49% of homes49% of homes
Year builtnewer than196015% of homes17% of homes

About 189 Division St

How much is 189 Division St, Grand Rivers, KY worth?

The TopHap Estimate for 189 Division St, Grand Rivers, KY is $153,701 as of Jul 14, 2026. The likely range is $145,587 to $161,815. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 189 Division St, Grand Rivers, KY last sell?

189 Division St, Grand Rivers, KY last sold on Jul 16, 2012 for $23,000, according to the county's recorded deed.

How big is 189 Division St, Grand Rivers, KY?

189 Division St, Grand Rivers, KY has 3 bedrooms, 1 bathrooms and 1,304 square feet of living space.

When was 189 Division St, Grand Rivers, KY built?

189 Division St, Grand Rivers, KY was built in 1960, making it 66 years old. The building has 1 story.

What schools serve 189 Division St, Grand Rivers, KY?

189 Division St, Grand Rivers, KY is assigned to South Livingston Elementary School (elementary), rated B; Livingston Central High School (high), rated B-; Livingston County Middle School (middle), rated C-. All sit in Livingston County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 189 Division St, Grand Rivers, KY compare to other homes in Grand Rivers 42045?

Among the 1,481 homes in Grand Rivers 42045, it is worth more than 42% of them ($153,701 against a typical $166,422), its price per square foot is higher than 32% of them ($118 against a typical $134), it is bigger than 49% of them (1,304 ft² against a typical 1,316 ft²) and it is newer than 15% of them (1960 against a typical 1990). Measured against all of Livingston County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 189 Division St, Grand Rivers, KY?

The 2025 property tax bill for 189 Division St, Grand Rivers, KY was $456. The county assessed it at $99,000.

Closest homes

More homes in Grand Rivers 42045

Assigned schools

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