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Single Family ResidenceResidential
$586,456$116 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1897 RIDGEWAY RD

LUGOFF, SC 29078
0
Baths
5,061 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.94 ac
Lot SizeThe size of the land the home sits on, from county records.
2012
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$586K
$566K low$607K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$335,556
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$268,445
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$211,000
BANK OF AMERICA · recorded Nov 20, 2017
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$39,900
SOUTH CAROLINA NAT'L GUARD FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,726 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$283,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$272,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$284,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$342,450

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.11
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKershaw
Lot (acres)The size of the land the home sits on, from county records.8.94
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 636 ft²Porch · 346 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wateree Elementary SchoolB-
Elementary · Grades KG–5 · 3.2 mi
H
Lugoff-Elgin High SchoolC+
High · Grades 9–12 · 3.8 mi
M
Lugoff-Elgin Middle SchoolC-
Middle · Grades 6–8 · 4.0 mi

District: Kershaw County School District

Neighborhood · ZIP 29078These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.140

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.19,560
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.145 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,399
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,957
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1897 Ridgeway Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Lugoff 29078
  • Bigger than 98% of homes in Lugoff 29078
  • Has a bigger lot than 95% of homes in Lugoff 29078
  • Newer than 77% of homes in Lugoff 29078

What homes are worth in Lugoff 29078

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$594K

This home is worth more than 98% of homes in Lugoff 29078.

How it measures up in Lugoff 29078

The dot is this home. The mark in the middle is the typical home in Lugoff 29078.

Estimated value$586,456
CheaperTypical $251,454Pricier

Pricier than 98% of homes nearby

Price per ft²$116
CheaperTypical $114Pricier

Pricier than 53% of homes nearby

Living area5,061 ft²
SmallerTypical 2,059 ft²Bigger

Bigger than 98% of homes nearby

Lot size8.94 ac
SmallerTypical 0.99 acBigger

Bigger than 95% of homes nearby

Year built2012
OlderTypical 1999Newer

Newer than 77% of homes nearby

How 1897 Ridgeway Rd ranks against every home in each area.
MeasureThis homeLugoff 29078Kershaw County
Estimated valuepricier than$586,45698% of homes94% of homes
Price per ft²pricier than$11653% of homes56% of homes
Living areabigger than5,061 ft²98% of homes97% of homes
Lot sizebigger than8.94 ac95% of homes92% of homes
Year builtnewer than201277% of homes76% of homes

About 1897 Ridgeway Rd

How much is 1897 Ridgeway Rd, Lugoff, SC worth?

The TopHap Estimate for 1897 Ridgeway Rd, Lugoff, SC is $586,456 as of Jul 14, 2026. The likely range is $566,251 to $606,660. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1897 Ridgeway Rd, Lugoff, SC last sell?

1897 Ridgeway Rd, Lugoff, SC last sold on Jan 16, 2015, according to the county's recorded deed.

How big is 1897 Ridgeway Rd, Lugoff, SC?

1897 Ridgeway Rd, Lugoff, SC has 5,061 square feet of living space and a 8.94-acre lot.

When was 1897 Ridgeway Rd, Lugoff, SC built?

1897 Ridgeway Rd, Lugoff, SC was built in 2012, making it 14 years old. The building has 2 stories.

What schools serve 1897 Ridgeway Rd, Lugoff, SC?

1897 Ridgeway Rd, Lugoff, SC is assigned to Wateree Elementary School (elementary), rated B-; Lugoff-Elgin High School (high), rated C+; Lugoff-Elgin Middle School (middle), rated C-. All sit in Kershaw County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1897 Ridgeway Rd, Lugoff, SC compare to other homes in Lugoff 29078?

Among the 7,854 homes in Lugoff 29078, it is worth more than 98% of them ($586,456 against a typical $251,454), its price per square foot is higher than 53% of them ($116 against a typical $114), it is bigger than 98% of them (5,061 ft² against a typical 2,059 ft²), its lot is bigger than 95% of them (8.94 ac against a typical 0.99 ac) and it is newer than 77% of them (2012 against a typical 1999). Measured against all of Kershaw County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1897 Ridgeway Rd, Lugoff, SC?

The 2025 property tax bill for 1897 Ridgeway Rd, Lugoff, SC was $1,726. The county assessed it at $283,900.

Closest homes

More homes in Lugoff 29078

Assigned schools

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