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Rural ResidenceResidential
$263,056$162 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $41,000 on Dec 30, 1985

1897 STATE ROUTE 40

ELDORADO, OH 45321
3
Beds
2
Baths
1,624 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
19.79 ac
Lot SizeThe size of the land the home sits on, from county records.
2013
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$263K
$211K low$316K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$41,000 · Dec 30, 1985
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$189,556
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$151,645
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.29%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$73,500
US BANK NA · recorded Aug 11, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,887 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$129,470 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$49,390
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$80,080
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$103,170
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$369,920

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyPreble
Lot (acres)The size of the land the home sits on, from county records.19.80
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Geo-Thermal
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 200 ft²Patio · 120 ft²Porch · 420 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
National Trail High SchoolC
High · Grades 9–12 · 3.5 mi
E
National Trail Elementary SchoolB+
Elementary · Grades KG–4 · 3.5 mi
M
National Trail Middle SchoolB
Middle · Grades 5–8 · 3.5 mi

District: National Trail Local School District

Neighborhood · ZIP 45321These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.213
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.708
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,474
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,483
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1897 State Route 40 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Eldorado 45321
  • Costs more per square foot than 91% of homes in Eldorado 45321
  • Has a bigger lot than 92% of homes in Preble County
  • Among the newest homes in Eldorado 45321

What homes are worth in Eldorado 45321

Each bar is how many homes fall in that price range. The marker is this home.

This home
$66K$429K

This home is worth more than 84% of homes in Eldorado 45321.

How it measures up in Eldorado 45321

The dot is this home. The mark in the middle is the typical home in Eldorado 45321.

Estimated value$263,056
CheaperTypical $131,575Pricier

Pricier than 84% of homes nearby

Price per ft²$162
CheaperTypical $101Pricier

Pricier than 91% of homes nearby

Living area1,624 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 62% of homes nearby

Lot size19.79 ac
SmallerTypical 0.35 acBigger

Bigger than 90% of homes nearby

Year built2013
OlderTypical 1956Newer

Newer than almost all homes nearby

How 1897 State Route 40 ranks against every home in each area.
MeasureThis homeEldorado 45321Preble County
Estimated valuepricier than$263,05684% of homes73% of homes
Price per ft²pricier than$16291% of homes68% of homes
Living areabigger than1,624 ft²62% of homes58% of homes
Lot sizebigger than19.79 ac90% of homes92% of homes
Year builtnewer than2013almost all homes98% of homes

About 1897 State Route 40

How much is 1897 State Route 40, Eldorado, OH worth?

The TopHap Estimate for 1897 State Route 40, Eldorado, OH is $263,056 as of Jul 14, 2026. The likely range is $210,587 to $315,525. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1897 State Route 40, Eldorado, OH last sell?

1897 State Route 40, Eldorado, OH last sold on Dec 30, 1985 for $41,000, according to the county's recorded deed.

How big is 1897 State Route 40, Eldorado, OH?

1897 State Route 40, Eldorado, OH has 3 bedrooms, 2 bathrooms, 1,624 square feet of living space and a 19.80-acre lot.

When was 1897 State Route 40, Eldorado, OH built?

1897 State Route 40, Eldorado, OH was built in 2013, making it 13 years old. The building has 1 story.

What schools serve 1897 State Route 40, Eldorado, OH?

1897 State Route 40, Eldorado, OH is assigned to National Trail High School (high), rated C; National Trail Elementary School (elementary), rated B+; National Trail Middle School (middle), rated B. All sit in National Trail Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1897 State Route 40, Eldorado, OH compare to other homes in Eldorado 45321?

Among the 405 homes in Eldorado 45321, it is worth more than 84% of them ($263,056 against a typical $131,575), its price per square foot is higher than 91% of them ($162 against a typical $101), it is bigger than 62% of them (1,624 ft² against a typical 1,440 ft²), its lot is bigger than 90% of them (19.79 ac against a typical 0.35 ac) and it is newer than almost all of them (2013 against a typical 1956). Measured against all of Preble County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1897 State Route 40, Eldorado, OH?

The 2024 property tax bill for 1897 State Route 40, Eldorado, OH was $3,887. The county assessed it at $129,470.

Closest homes

More homes in Eldorado 45321

Assigned schools

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