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Single Family ResidenceResidential
$802,345$254 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $390,000 on Aug 10, 1988

190 RIVER RD W

BERLIN, MA 01503
4
Beds
2
Baths
3,164 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.83 ac
Lot SizeThe size of the land the home sits on, from county records.
1790
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$802K
$716K low$888K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$390,000 · Aug 10, 1988
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$613,945
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$491,156
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.23%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$176,000
GMAC MORTGAGE CORP PA · R · recorded Feb 14, 1996
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$12,400
MARLBOROUGH SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,166 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$716,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$290,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$425,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$716,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.26 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWorcester
Lot (acres)The size of the land the home sits on, from county records.4.83
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Berlin Memorial SchoolB+
Elementary · Grades KG–5 · 1.8 mi
M
Tahanto Regional High SchoolA-
Middle · Grades 6–12 · 5.6 mi

District: Berlin-Boylston School District

Neighborhood · ZIP 01503These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,412
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.254 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,509
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$169,296
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

190 River Rd W measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Worcester County
  • Costs less per square foot than 93% of homes in Berlin 01503
  • Bigger than 92% of homes in Worcester County
  • Has a bigger lot than 92% of homes in Worcester County
  • Among the oldest homes in Worcester County

What homes are worth in Berlin 01503

Each bar is how many homes fall in that price range. The marker is this home.

This home
$243K$1.4M

This home is worth more than 73% of homes in Berlin 01503.

How it measures up in Berlin 01503

The dot is this home. The mark in the middle is the typical home in Berlin 01503.

Estimated value$802,345
CheaperTypical $650,889Pricier

Pricier than 73% of homes nearby

Price per ft²$254
CheaperTypical $345Pricier

Pricier than 7% of homes nearby

Living area3,164 ft²
SmallerTypical 1,984 ft²Bigger

Bigger than 86% of homes nearby

Lot size4.83 ac
SmallerTypical 1.91 acBigger

Bigger than 85% of homes nearby

Year built1790
OlderTypical 1986Newer

Older than almost all homes nearby

How 190 River Rd W ranks against every home in each area.
MeasureThis homeBerlin 01503Worcester County
Estimated valuepricier than$802,34573% of homes89% of homes
Price per ft²pricier than$2547% of homes20% of homes
Living areabigger than3,164 ft²86% of homes92% of homes
Lot sizebigger than4.83 ac85% of homes92% of homes
Year builtnewer than1790almost no homesalmost no homes

About 190 River Rd W

How much is 190 River Rd W, Berlin, MA worth?

The TopHap Estimate for 190 River Rd W, Berlin, MA is $802,345 as of Jul 14, 2026. The likely range is $716,251 to $888,439. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 190 River Rd W, Berlin, MA last sell?

190 River Rd W, Berlin, MA last sold on Aug 10, 1988 for $390,000, according to the county's recorded deed.

How big is 190 River Rd W, Berlin, MA?

190 River Rd W, Berlin, MA has 4 bedrooms, 2 bathrooms, 3,164 square feet of living space and a 4.83-acre lot.

When was 190 River Rd W, Berlin, MA built?

190 River Rd W, Berlin, MA was built in 1790, making it 236 years old. It is a colonial home. The building has 2 stories.

What schools serve 190 River Rd W, Berlin, MA?

190 River Rd W, Berlin, MA is assigned to Berlin Memorial School (elementary), rated B+; Tahanto Regional High School (middle), rated A-. All sit in Berlin-Boylston School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 190 River Rd W, Berlin, MA compare to other homes in Berlin 01503?

Among the 1,215 homes in Berlin 01503, it is worth more than 73% of them ($802,345 against a typical $650,889), its price per square foot is higher than 7% of them ($254 against a typical $345), it is bigger than 86% of them (3,164 ft² against a typical 1,984 ft²), its lot is bigger than 85% of them (4.83 ac against a typical 1.91 ac) and it is newer than almost none of them (1790 against a typical 1986). Measured against all of Worcester County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 190 River Rd W, Berlin, MA?

The 2025 property tax bill for 190 River Rd W, Berlin, MA was $10,166. The county assessed it at $716,400.

Closest homes

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Assigned schools

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