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Single Family ResidenceResidential
$723,511$354 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $720,000 on Aug 1, 2023

197 RIVER RD W

BERLIN, MA 01503
4
Beds
3 / 1
Baths
2,045 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$724K
$669K low$778K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$720,000 · Aug 1, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$363,511
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$290,809
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.50%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$360,000
DIGITAL FCU · P · recorded Aug 1, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,738 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$615,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$268,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$347,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$602,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWorcester
Lot (acres)The size of the land the home sits on, from county records.2.38
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(12)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Berlin Memorial SchoolB+
Elementary · Grades KG–5 · 1.8 mi
M
Tahanto Regional High SchoolA-
Middle · Grades 6–12 · 5.6 mi

District: Berlin-Boylston School District

Neighborhood · ZIP 01503These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,412
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.254 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,509
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$169,296
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 River Rd W measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Worcester County
  • Costs more per square foot than 73% of homes in Worcester County
  • Bigger than 65% of homes in Worcester County
  • Has a bigger lot than 86% of homes in Worcester County
  • Newer than 66% of homes in Worcester County

What homes are worth in Berlin 01503

Each bar is how many homes fall in that price range. The marker is this home.

This home
$236K$1.4M

This home is worth more than 63% of homes in Berlin 01503.

How it measures up in Berlin 01503

The dot is this home. The mark in the middle is the typical home in Berlin 01503.

Estimated value$723,511
CheaperTypical $648,935Pricier

Pricier than 63% of homes nearby

Price per ft²$354
CheaperTypical $345Pricier

Pricier than 56% of homes nearby

Living area2,045 ft²
SmallerTypical 1,984 ft²Bigger

Bigger than 53% of homes nearby

Lot size2.38 ac
SmallerTypical 1.89 acBigger

Bigger than 63% of homes nearby

Year built1986
OlderTypical 1986Newer

Newer than 51% of homes nearby

How 197 River Rd W ranks against every home in each area.
MeasureThis homeBerlin 01503Worcester County
Estimated valuepricier than$723,51163% of homes85% of homes
Price per ft²pricier than$35456% of homes73% of homes
Living areabigger than2,045 ft²53% of homes65% of homes
Lot sizebigger than2.38 ac63% of homes86% of homes
Year builtnewer than198651% of homes66% of homes

About 197 River Rd W

How much is 197 River Rd W, Berlin, MA worth?

The TopHap Estimate for 197 River Rd W, Berlin, MA is $723,511 as of Jul 14, 2026. The likely range is $669,012 to $778,010. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 197 River Rd W, Berlin, MA last sell?

197 River Rd W, Berlin, MA last sold on Aug 1, 2023 for $720,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 197 River Rd W, Berlin, MA?

197 River Rd W, Berlin, MA has 4 bedrooms, 3 bathrooms, 2,045 square feet of living space and a 2.38-acre lot.

When was 197 River Rd W, Berlin, MA built?

197 River Rd W, Berlin, MA was built in 1986, making it 40 years old. It is a colonial home. The building has 2 stories.

What schools serve 197 River Rd W, Berlin, MA?

197 River Rd W, Berlin, MA is assigned to Berlin Memorial School (elementary), rated B+; Tahanto Regional High School (middle), rated A-. All sit in Berlin-Boylston School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 River Rd W, Berlin, MA compare to other homes in Berlin 01503?

Among the 1,215 homes in Berlin 01503, it is worth more than 63% of them ($723,511 against a typical $648,935), its price per square foot is higher than 56% of them ($354 against a typical $345), it is bigger than 53% of them (2,045 ft² against a typical 1,984 ft²), its lot is bigger than 63% of them (2.38 ac against a typical 1.89 ac) and it is newer than 51% of them (1986 against a typical 1986). Measured against all of Worcester County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 River Rd W, Berlin, MA?

The 2025 property tax bill for 197 River Rd W, Berlin, MA was $8,738. The county assessed it at $615,800.

Closest homes

More homes in Berlin 01503

Assigned schools

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