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Single Family ResidenceResidential
$1,040,492$762 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $159,000 on Aug 28, 1997

1905 ELM RIDGE DR

VISTA, CA 92081
3
Beds
2
Baths
1,366 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1M
$993K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$159,000 · Aug 28, 1997
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$859,292
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$687,434
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.17%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$127,200
HOME SAVINGS OF AMERICA · recorded Aug 28, 1997
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$54,000
WASHINGTON MUTUAL FSB

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,571 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$258,930 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$133,931
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$124,999
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$253,854

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
87
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
36
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
15
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.18
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Rancho Buena Vista High SchoolB-
High · Grades 9–12 · 0.4 mi
E
Lake Elementary SchoolB+
Elementary · Grades KG–5 · 1.1 mi
M
Madison Middle SchoolD
Middle · Grades 6–8 · 1.2 mi

District: Vista Unified School District

Neighborhood · ZIP 92081These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.206

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.27,824
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,099 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,227
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,628
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1905 Elm Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Vista 92081
  • Costs more per square foot than 97% of homes in Vista 92081
  • Smaller than 78% of homes in Vista 92081
  • Older than 67% of homes in Vista 92081

What homes are worth in Vista 92081

Each bar is how many homes fall in that price range. The marker is this home.

This home
$447K$1.5M

This home is worth more than 74% of homes in Vista 92081.

How it measures up in Vista 92081

The dot is this home. The mark in the middle is the typical home in Vista 92081.

Estimated value$1,040,492
CheaperTypical $882,528Pricier

Pricier than 74% of homes nearby

Price per ft²$762
CheaperTypical $505Pricier

Pricier than 97% of homes nearby

Living area1,366 ft²
SmallerTypical 1,726 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.18 ac
SmallerTypical 0.29 acBigger

Bigger than 37% of homes nearby

Year built1987
OlderTypical 1989Newer

Newer than 33% of homes nearby

How 1905 Elm Ridge Dr ranks against every home in each area.
MeasureThis homeVista 92081San Diego County
Estimated valuepricier than$1,040,49274% of homes63% of homes
Price per ft²pricier than$76297% of homes81% of homes
Living areabigger than1,366 ft²22% of homes41% of homes
Lot sizebigger than0.18 ac37% of homes38% of homes
Year builtnewer than198733% of homes57% of homes

About 1905 Elm Ridge Dr

How much is 1905 Elm Ridge Dr, Vista, CA worth?

The TopHap Estimate for 1905 Elm Ridge Dr, Vista, CA is $1,040,492 as of Jul 14, 2026. The likely range is $992,787 to $1,088,197. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1905 Elm Ridge Dr, Vista, CA last sell?

1905 Elm Ridge Dr, Vista, CA last sold on Aug 28, 1997 for $159,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1905 Elm Ridge Dr, Vista, CA?

1905 Elm Ridge Dr, Vista, CA has 3 bedrooms, 2 bathrooms, 1,366 square feet of living space and a 0.18-acre lot.

When was 1905 Elm Ridge Dr, Vista, CA built?

1905 Elm Ridge Dr, Vista, CA was built in 1987, making it 39 years old. It is a conventional home.

What schools serve 1905 Elm Ridge Dr, Vista, CA?

1905 Elm Ridge Dr, Vista, CA is assigned to Rancho Buena Vista High School (high), rated B-; Lake Elementary School (elementary), rated B+; Madison Middle School (middle), rated D. All sit in Vista Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1905 Elm Ridge Dr, Vista, CA compare to other homes in Vista 92081?

Among the 7,934 homes in Vista 92081, it is worth more than 74% of them ($1,040,492 against a typical $882,528), its price per square foot is higher than 97% of them ($762 against a typical $505), it is bigger than 22% of them (1,366 ft² against a typical 1,726 ft²), its lot is bigger than 37% of them (0.18 ac against a typical 0.29 ac) and it is newer than 33% of them (1987 against a typical 1989). Measured against all of San Diego County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1905 Elm Ridge Dr, Vista, CA?

The 2025 property tax bill for 1905 Elm Ridge Dr, Vista, CA was $3,571. The county assessed it at $258,930.

Closest homes

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Assigned schools

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