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Single Family ResidenceResidential
$505,865$123 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $455,000 on Apr 10, 2018

1906 RIVA RIDGE RD

LOUISVILLE, KY 40214
3
Beds
4
Baths
4,099 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1905
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
7
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$506K
$418K low$594K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$455,000 · Apr 10, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$49,865
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$39,892
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.91%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$356,000
REPUBLIC BK&TR · recorded Jan 26, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
REPUBLIC BANK & TRUST CO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,297 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$551,850 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$66,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$485,150
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$429,740
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$551,850

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyJEFFERSON
Lot (acres)The size of the land the home sits on, from county records.1.01
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 360 ft²Shed · 268 ft²Patio · 1,075 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Doss High SchoolF
High · Grades 9–12 · 1.0 mi
E
Trunnell Elementary SchoolD-
Elementary · Grades KG–5 · 1.0 mi
M
Stuart Middle SchoolD
Middle · Grades 7–8 · 3.9 mi

District: Jefferson County School District

Neighborhood · ZIP 40214These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.47,919
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,834 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,924
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,454
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1906 Riva Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Louisville 40214
  • Costs less per square foot than 90% of homes in Louisville 40214
  • Among the largest homes in Louisville 40214
  • Has a bigger lot than 95% of homes in Louisville 40214
  • Older than 98% of homes in Louisville 40214

What homes are worth in Louisville 40214

Each bar is how many homes fall in that price range. The marker is this home.

This home
$99K$501K

This home is worth more than 98% of homes in Louisville 40214.

How it measures up in Louisville 40214

The dot is this home. The mark in the middle is the typical home in Louisville 40214.

Estimated value$505,865
CheaperTypical $211,723Pricier

Pricier than 98% of homes nearby

Price per ft²$123
CheaperTypical $164Pricier

Pricier than 10% of homes nearby

Living area4,099 ft²
SmallerTypical 1,230 ft²Bigger

Bigger than almost all homes nearby

Lot size1.01 ac
SmallerTypical 0.21 acBigger

Bigger than 95% of homes nearby

Year built1905
OlderTypical 1961Newer

Newer than 2% of homes nearby

How 1906 Riva Ridge Rd ranks against every home in each area.
MeasureThis homeLouisville 40214Jefferson County
Estimated valuepricier than$505,86598% of homes88% of homes
Price per ft²pricier than$12310% of homes11% of homes
Living areabigger than4,099 ft²almost all homes98% of homes
Lot sizebigger than1.01 ac95% of homes94% of homes
Year builtnewer than19052% of homes6% of homes

About 1906 Riva Ridge Rd

How much is 1906 Riva Ridge Rd, Louisville, KY worth?

The TopHap Estimate for 1906 Riva Ridge Rd, Louisville, KY is $505,865 as of Jul 14, 2026. The likely range is $417,659 to $594,071. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1906 Riva Ridge Rd, Louisville, KY last sell?

1906 Riva Ridge Rd, Louisville, KY last sold on Apr 10, 2018 for $455,000, according to the county's recorded deed.

How big is 1906 Riva Ridge Rd, Louisville, KY?

1906 Riva Ridge Rd, Louisville, KY has 3 bedrooms, 4 bathrooms, 4,099 square feet of living space and a 1.01-acre lot.

When was 1906 Riva Ridge Rd, Louisville, KY built?

1906 Riva Ridge Rd, Louisville, KY was built in 1905, making it 121 years old. It is a conventional home. The building has 2 stories.

What schools serve 1906 Riva Ridge Rd, Louisville, KY?

1906 Riva Ridge Rd, Louisville, KY is assigned to Doss High School (high), rated F; Trunnell Elementary School (elementary), rated D-; Stuart Middle School (middle), rated D. All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1906 Riva Ridge Rd, Louisville, KY compare to other homes in Louisville 40214?

Among the 13,501 homes in Louisville 40214, it is worth more than 98% of them ($505,865 against a typical $211,723), its price per square foot is higher than 10% of them ($123 against a typical $164), it is bigger than almost all of them (4,099 ft² against a typical 1,230 ft²), its lot is bigger than 95% of them (1.01 ac against a typical 0.21 ac) and it is newer than 2% of them (1905 against a typical 1961). Measured against all of Jefferson County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1906 Riva Ridge Rd, Louisville, KY?

The 2025 property tax bill for 1906 Riva Ridge Rd, Louisville, KY was $6,297. The county assessed it at $551,850.

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Assigned schools

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