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Single Family ResidenceResidential
$837,623$552 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

19173 S BLACK ROCK RD

CATALDO, ID 83810
3
Beds
2
Baths
1,518 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
19.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$838K
$742K low$933K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$562,248
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$449,798
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$270,000
NATIONS LENDING CORP · recorded Aug 26, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$5,375
UMPQUA BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,753 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$581,077 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$220,957
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$360,120
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$581,077
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$581,077

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKootenai
Lot (acres)The size of the land the home sits on, from county records.19.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 96 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Harrison Elementary School
Elementary · Grades PK–5 · 11.1 mi
M
Kootenai Jr/Sr High SchoolB+
Middle · Grades 6–12 · 11.1 mi

District: Kootenai Joint School District 274

Neighborhood · ZIP 83810These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,270
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,998
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,526
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

19173 S Black Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Cataldo 83810
  • Costs more per square foot than 88% of homes in Kootenai County
  • Smaller than 68% of homes in Kootenai County
  • Has a bigger lot than 98% of homes in Kootenai County
  • Newer than 72% of homes in Cataldo 83810

What homes are worth in Cataldo 83810

Each bar is how many homes fall in that price range. The marker is this home.

This home
$159K$2.1M

This home is worth more than 82% of homes in Cataldo 83810.

How it measures up in Cataldo 83810

The dot is this home. The mark in the middle is the typical home in Cataldo 83810.

Estimated value$837,623
CheaperTypical $530,130Pricier

Pricier than 82% of homes nearby

Price per ft²$552
CheaperTypical $333Pricier

Pricier than 87% of homes nearby

Living area1,518 ft²
SmallerTypical 1,601 ft²Bigger

Bigger than 47% of homes nearby

Lot size19.17 ac
SmallerTypical 6.12 acBigger

Bigger than 73% of homes nearby

Year built1997
OlderTypical 1979Newer

Newer than 72% of homes nearby

How 19173 S Black Rock Rd ranks against every home in each area.
MeasureThis homeCataldo 83810Kootenai County
Estimated valuepricier than$837,62382% of homes71% of homes
Price per ft²pricier than$55287% of homes88% of homes
Living areabigger than1,518 ft²47% of homes32% of homes
Lot sizebigger than19.17 ac73% of homes98% of homes
Year builtnewer than199772% of homes51% of homes

About 19173 S Black Rock Rd

How much is 19173 S Black Rock Rd, Cataldo, ID worth?

The TopHap Estimate for 19173 S Black Rock Rd, Cataldo, ID is $837,623 as of Jul 14, 2026. The likely range is $742,430 to $932,816. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 19173 S Black Rock Rd, Cataldo, ID last sell?

19173 S Black Rock Rd, Cataldo, ID last sold on Dec 9, 2016, according to the county's recorded deed.

How big is 19173 S Black Rock Rd, Cataldo, ID?

19173 S Black Rock Rd, Cataldo, ID has 3 bedrooms, 2 bathrooms, 1,518 square feet of living space and a 19.17-acre lot.

When was 19173 S Black Rock Rd, Cataldo, ID built?

19173 S Black Rock Rd, Cataldo, ID was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 19173 S Black Rock Rd, Cataldo, ID?

19173 S Black Rock Rd, Cataldo, ID is assigned to Harrison Elementary School (elementary); Kootenai Jr/Sr High School (middle), rated B+. All sit in Kootenai Joint School District 274. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 19173 S Black Rock Rd, Cataldo, ID compare to other homes in Cataldo 83810?

Among the 768 homes in Cataldo 83810, it is worth more than 82% of them ($837,623 against a typical $530,130), its price per square foot is higher than 87% of them ($552 against a typical $333), it is bigger than 47% of them (1,518 ft² against a typical 1,601 ft²), its lot is bigger than 73% of them (19.17 ac against a typical 6.12 ac) and it is newer than 72% of them (1997 against a typical 1979). Measured against all of Kootenai County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 19173 S Black Rock Rd, Cataldo, ID?

The 2025 property tax bill for 19173 S Black Rock Rd, Cataldo, ID was $1,753. The county assessed it at $581,077.

Closest homes

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Assigned schools

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