Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$640,334$280 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $330,000 on Jan 5, 2021

1928 RIDGEWOOD CIR

SOUTH BEND, IN 46617
3
Beds
3 / 1
Baths
2,290 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$640K
$601K low$680K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$330,000 · Jan 5, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$440,334
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$352,267
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
NOTRE DAME FCU · recorded Jan 5, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,155 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$593,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$557,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$556,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$593,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Joseph
Lot (acres)The size of the land the home sits on, from county records.0.31
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Jefferson Traditional SchoolC-
Middle · Grades 6–8 · 1.6 mi
H
Adams High SchoolC+
High · Grades 9–12 · 1.6 mi
E
Nuner Fine Arts AcademyD+
Elementary · Grades PK–5 · 2.1 mi

District: South Bend Community School Corporation

Neighborhood · ZIP 46617These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.11,964
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,886 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,724
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,993
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1928 Ridgewood Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in St. Joseph County
  • Costs more per square foot than 92% of homes in St. Joseph County
  • Bigger than 87% of homes in St. Joseph County
  • Has a bigger lot than 87% of homes in South Bend 46617
  • Newer than 82% of homes in South Bend 46617

What homes are worth in South Bend 46617

Each bar is how many homes fall in that price range. The marker is this home.

This home
$111K$1.5M

This home is worth more than 80% of homes in South Bend 46617.

How it measures up in South Bend 46617

The dot is this home. The mark in the middle is the typical home in South Bend 46617.

Estimated value$640,334
CheaperTypical $330,672Pricier

Pricier than 80% of homes nearby

Price per ft²$280
CheaperTypical $220Pricier

Pricier than 67% of homes nearby

Living area2,290 ft²
SmallerTypical 1,483 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.31 ac
SmallerTypical 0.16 acBigger

Bigger than 87% of homes nearby

Year built1992
OlderTypical 1948Newer

Newer than 82% of homes nearby

How 1928 Ridgewood Cir ranks against every home in each area.
MeasureThis homeSouth Bend 46617St. Joseph County
Estimated valuepricier than$640,33480% of homes97% of homes
Price per ft²pricier than$28067% of homes92% of homes
Living areabigger than2,290 ft²82% of homes87% of homes
Lot sizebigger than0.31 ac87% of homes57% of homes
Year builtnewer than199282% of homes80% of homes

About 1928 Ridgewood Cir

How much is 1928 Ridgewood Cir, South Bend, IN worth?

The TopHap Estimate for 1928 Ridgewood Cir, South Bend, IN is $640,334 as of Jul 14, 2026. The likely range is $600,941 to $679,727. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1928 Ridgewood Cir, South Bend, IN last sell?

1928 Ridgewood Cir, South Bend, IN last sold on Jan 5, 2021 for $330,000, according to the county's recorded deed.

How big is 1928 Ridgewood Cir, South Bend, IN?

1928 Ridgewood Cir, South Bend, IN has 3 bedrooms, 3 bathrooms, 2,290 square feet of living space and a 0.31-acre lot.

When was 1928 Ridgewood Cir, South Bend, IN built?

1928 Ridgewood Cir, South Bend, IN was built in 1992, making it 34 years old. The building has 2 stories.

What schools serve 1928 Ridgewood Cir, South Bend, IN?

1928 Ridgewood Cir, South Bend, IN is assigned to Jefferson Traditional School (middle), rated C-; Adams High School (high), rated C+; Nuner Fine Arts Academy (elementary), rated D+. All sit in South Bend Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1928 Ridgewood Cir, South Bend, IN compare to other homes in South Bend 46617?

Among the 4,375 homes in South Bend 46617, it is worth more than 80% of them ($640,334 against a typical $330,672), its price per square foot is higher than 67% of them ($280 against a typical $220), it is bigger than 82% of them (2,290 ft² against a typical 1,483 ft²), its lot is bigger than 87% of them (0.31 ac against a typical 0.16 ac) and it is newer than 82% of them (1992 against a typical 1948). Measured against all of St. Joseph County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1928 Ridgewood Cir, South Bend, IN?

The 2024 property tax bill for 1928 Ridgewood Cir, South Bend, IN was $13,155. The county assessed it at $593,900.

Closest homes

More homes in South Bend 46617

Assigned schools

Explore the area

See this home in context

Open 1928 Ridgewood Cir on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map