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Single Family ResidenceResidential
$839,755$479 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $544,500 on Oct 20, 2020

194 CHESTNUT RIDGE TRL

SEVEN DEVILS, NC 28604
3
Beds
2
Baths
1,752 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.59 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$840K
$666K low$1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$544,500 · Oct 20, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$407,755
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$326,204
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$432,000
CORPORATE INVESTORS MORTGAGE GROUP · recorded Oct 20, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,941 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$612,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$579,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$579,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$579,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWATAUGA
Lot (acres)The size of the land the home sits on, from county records.0.59
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 1,708 ft²Porch · 42 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Valle Crucis SchoolB+
Elementary · Grades PK–8 · 4.0 mi
H
Watauga High SchoolA-
High · Grades 9–12 · 9.5 mi

District: Watauga County Schools

Neighborhood · ZIP 28604These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.37%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,804
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,426
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,578
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

194 Chestnut Ridge Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Banner Elk 28604
  • Costs more per square foot than 88% of homes in Watauga County
  • Newer than 74% of homes in Watauga County

What homes are worth in Banner Elk 28604

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$2.8M

This home is worth more than 82% of homes in Banner Elk 28604.

How it measures up in Banner Elk 28604

The dot is this home. The mark in the middle is the typical home in Banner Elk 28604.

Estimated value$839,755
CheaperTypical $451,130Pricier

Pricier than 82% of homes nearby

Price per ft²$479
CheaperTypical $313Pricier

Pricier than 84% of homes nearby

Living area1,752 ft²
SmallerTypical 1,674 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.59 ac
SmallerTypical 0.73 acBigger

Bigger than 44% of homes nearby

Year built2001
OlderTypical 1988Newer

Newer than 69% of homes nearby

How 194 Chestnut Ridge Trl ranks against every home in each area.
MeasureThis homeBanner Elk 28604Watauga County
Estimated valuepricier than$839,75582% of homes80% of homes
Price per ft²pricier than$47984% of homes88% of homes
Living areabigger than1,752 ft²53% of homes52% of homes
Lot sizebigger than0.59 ac44% of homes40% of homes
Year builtnewer than200169% of homes74% of homes

About 194 Chestnut Ridge Trl

How much is 194 Chestnut Ridge Trl, Seven Devils, NC worth?

The TopHap Estimate for 194 Chestnut Ridge Trl, Seven Devils, NC is $839,755 as of Jul 14, 2026. The likely range is $665,523 to $1,013,987. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 194 Chestnut Ridge Trl, Seven Devils, NC last sell?

194 Chestnut Ridge Trl, Seven Devils, NC last sold on Oct 20, 2020 for $544,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 194 Chestnut Ridge Trl, Seven Devils, NC?

194 Chestnut Ridge Trl, Seven Devils, NC has 3 bedrooms, 2 bathrooms, 1,752 square feet of living space and a 0.59-acre lot.

When was 194 Chestnut Ridge Trl, Seven Devils, NC built?

194 Chestnut Ridge Trl, Seven Devils, NC was built in 2001, making it 25 years old. It is a conventional home. The building has 1 story.

What schools serve 194 Chestnut Ridge Trl, Seven Devils, NC?

194 Chestnut Ridge Trl, Seven Devils, NC is assigned to Valle Crucis School (elementary), rated B+; Watauga High School (high), rated A-. All sit in Watauga County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 194 Chestnut Ridge Trl, Seven Devils, NC compare to other homes in Banner Elk 28604?

Among the 11,891 homes in Banner Elk 28604, it is worth more than 82% of them ($839,755 against a typical $451,130), its price per square foot is higher than 84% of them ($479 against a typical $313), it is bigger than 53% of them (1,752 ft² against a typical 1,674 ft²), its lot is bigger than 44% of them (0.59 ac against a typical 0.73 ac) and it is newer than 69% of them (2001 against a typical 1988). Measured against all of Watauga County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 194 Chestnut Ridge Trl, Seven Devils, NC?

The 2025 property tax bill for 194 Chestnut Ridge Trl, Seven Devils, NC was $4,941. The county assessed it at $612,400.

Closest homes

More homes in Seven Devils 28604

Assigned schools

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