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Single Family ResidenceResidential
$233,309$148 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

194 HOWARD CT

GRAY, GA 31032
2
Baths
1,580 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$233K
$222K low$245K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$127,709
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$102,167
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$105,600
INFORMED MORTGAGE · recorded Dec 10, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,514 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$83,063 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$73,963
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$65,976
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$207,657

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyJones
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.39
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 372 ft²Porch · 24 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Jones County High SchoolB-
High · Grades 9–12 · 0.9 mi
M
Gray Station Middle SchoolB+
Middle · Grades 6–8 · 1.0 mi
E
Gray Elementary SchoolC
Elementary · Grades PK–5 · 1.3 mi

District: Jones County School District

Neighborhood · ZIP 31032These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.13,996
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.90 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,400
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,256
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

194 Howard Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 67% of homes in Jones County
  • Smaller than 68% of homes in Gray 31032
  • Has a smaller lot than 93% of homes in Gray 31032
  • Newer than 71% of homes in Jones County

What homes are worth in Gray 31032

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$606K

This home is worth more than 37% of homes in Gray 31032.

How it measures up in Gray 31032

The dot is this home. The mark in the middle is the typical home in Gray 31032.

Estimated value$233,309
CheaperTypical $268,439Pricier

Pricier than 37% of homes nearby

Price per ft²$148
CheaperTypical $143Pricier

Pricier than 55% of homes nearby

Living area1,580 ft²
SmallerTypical 1,836 ft²Bigger

Bigger than 32% of homes nearby

Lot size0.39 ac
SmallerTypical 1.9 acBigger

Bigger than 7% of homes nearby

Year built2000
OlderTypical 1995Newer

Newer than 65% of homes nearby

How 194 Howard Ct ranks against every home in each area.
MeasureThis homeGray 31032Jones County
Estimated valuepricier than$233,30937% of homes48% of homes
Price per ft²pricier than$14855% of homes67% of homes
Living areabigger than1,580 ft²32% of homes38% of homes
Lot sizebigger than0.39 ac7% of homes10% of homes
Year builtnewer than200065% of homes71% of homes

About 194 Howard Ct

How much is 194 Howard Ct, Gray, GA worth?

The TopHap Estimate for 194 Howard Ct, Gray, GA is $233,309 as of Jul 14, 2026. The likely range is $221,623 to $244,995. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 194 Howard Ct, Gray, GA last sell?

194 Howard Ct, Gray, GA last sold on May 10, 2017, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 194 Howard Ct, Gray, GA?

194 Howard Ct, Gray, GA has 2 bathrooms, 1,580 square feet of living space and a 0.39-acre lot.

When was 194 Howard Ct, Gray, GA built?

194 Howard Ct, Gray, GA was built in 2000, making it 26 years old. It is a split level home. The building has 1 story.

What schools serve 194 Howard Ct, Gray, GA?

194 Howard Ct, Gray, GA is assigned to Jones County High School (high), rated B-; Gray Station Middle School (middle), rated B+; Gray Elementary School (elementary), rated C. All sit in Jones County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 194 Howard Ct, Gray, GA compare to other homes in Gray 31032?

Among the 5,295 homes in Gray 31032, it is worth more than 37% of them ($233,309 against a typical $268,439), its price per square foot is higher than 55% of them ($148 against a typical $143), it is bigger than 32% of them (1,580 ft² against a typical 1,836 ft²), its lot is bigger than 7% of them (0.39 ac against a typical 1.9 ac) and it is newer than 65% of them (2000 against a typical 1995). Measured against all of Jones County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 194 Howard Ct, Gray, GA?

The 2025 property tax bill for 194 Howard Ct, Gray, GA was $3,514. The county assessed it at $83,063.

Closest homes

More homes in Gray 31032

Assigned schools

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