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Single Family ResidenceResidential
$401,343$189 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

195 E RIVER RD

LINCOLN, VT 05443
2
Beds
2
Baths
2,128 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$401K
$288K low$514K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$301,343
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$241,074
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.24%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
ZIONS FIRST NATIONAL BANK · R · recorded Jun 13, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,560 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$386,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$86,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$300,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
90
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.188 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyADDISON
Lot (acres)The size of the land the home sits on, from county records.0.44
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 05443These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.6,698
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.55 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,897
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,960
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 E River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 81% of homes in Addison County
  • Bigger than 81% of homes in Bristol 05443
  • Has a smaller lot than 86% of homes in Bristol 05443
  • Older than 81% of homes in Addison County

What homes are worth in Bristol 05443

Each bar is how many homes fall in that price range. The marker is this home.

This home
$132K$799K

This home is worth more than 61% of homes in Bristol 05443.

How it measures up in Bristol 05443

The dot is this home. The mark in the middle is the typical home in Bristol 05443.

Estimated value$401,343
CheaperTypical $362,578Pricier

Pricier than 61% of homes nearby

Price per ft²$189
CheaperTypical $236Pricier

Pricier than 23% of homes nearby

Living area2,128 ft²
SmallerTypical 1,556 ft²Bigger

Bigger than 81% of homes nearby

Lot size0.44 ac
SmallerTypical 2.56 acBigger

Bigger than 14% of homes nearby

Year built1900
OlderTypical 1980Newer

Newer than 20% of homes nearby

How 195 E River Rd ranks against every home in each area.
MeasureThis homeBristol 05443Addison County
Estimated valuepricier than$401,34361% of homes49% of homes
Price per ft²pricier than$18923% of homes19% of homes
Living areabigger than2,128 ft²81% of homes77% of homes
Lot sizebigger than0.44 ac14% of homes15% of homes
Year builtnewer than190020% of homes19% of homes

About 195 E River Rd

How much is 195 E River Rd, Lincoln, VT worth?

The TopHap Estimate for 195 E River Rd, Lincoln, VT is $401,343 as of Jul 14, 2026. The likely range is $288,211 to $514,475. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 E River Rd, Lincoln, VT last sell?

195 E River Rd, Lincoln, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 195 E River Rd, Lincoln, VT?

195 E River Rd, Lincoln, VT has 2 bedrooms, 2 bathrooms, 2,128 square feet of living space and a 0.44-acre lot.

When was 195 E River Rd, Lincoln, VT built?

195 E River Rd, Lincoln, VT was built in 1900, making it 126 years old. The building has 1 story.

How does 195 E River Rd, Lincoln, VT compare to other homes in Bristol 05443?

Among the 2,696 homes in Bristol 05443, it is worth more than 61% of them ($401,343 against a typical $362,578), its price per square foot is higher than 23% of them ($189 against a typical $236), it is bigger than 81% of them (2,128 ft² against a typical 1,556 ft²), its lot is bigger than 14% of them (0.44 ac against a typical 2.56 ac) and it is newer than 20% of them (1900 against a typical 1980). Measured against all of Addison County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 E River Rd, Lincoln, VT?

The 2024 property tax bill for 195 E River Rd, Lincoln, VT was $6,560. The county assessed it at $386,800.

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