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Single Family ResidenceResidential
$71,709$80 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 59How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

195 FLAT ROCK RD

CAVE CITY, AR 72521
1
Baths
900 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$72K
$43K low$101K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$845,000
OZARK HERITAGE BANK NA · recorded Feb 25, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$147,283
ROCKET MORTGAGE LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$544 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,340 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,110
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$11,230
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,340
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$61,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySharp
Lot (acres)The size of the land the home sits on, from county records.6.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Closed Piers
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 180 ft²Porch · 90 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Cave City Middle School Career and Collegiate PreparatoryA
Middle · Grades 6–8 · 1.2 mi
E
Cave City Elementary SchoolB
Elementary · Grades PK–5 · 1.2 mi
H
Cave City High Career & Collegiate Preparatory SchoolA+
High · Grades 9–12 · 1.4 mi

District: Cave City School District

Neighborhood · ZIP 72521These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.155
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.169

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,053
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,723
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,667
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Flat Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Cave City 72521
  • Costs less per square foot than 86% of homes in Sharp County
  • Smaller than 88% of homes in Cave City 72521
  • Has a bigger lot than 70% of homes in Sharp County
  • Older than 92% of homes in Sharp County

What homes are worth in Cave City 72521

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$591K

This home is worth more than 10% of homes in Cave City 72521.

How it measures up in Cave City 72521

The dot is this home. The mark in the middle is the typical home in Cave City 72521.

Estimated value$71,709
CheaperTypical $162,467Pricier

Pricier than 10% of homes nearby

Price per ft²$80
CheaperTypical $117Pricier

Pricier than 17% of homes nearby

Living area900 ft²
SmallerTypical 1,353 ft²Bigger

Bigger than 12% of homes nearby

Lot size6 ac
SmallerTypical 3.5 acBigger

Bigger than 59% of homes nearby

Year built1977
OlderTypical 1994Newer

Newer than 9% of homes nearby

How 195 Flat Rock Rd ranks against every home in each area.
MeasureThis homeCave City 72521Sharp County
Estimated valuepricier than$71,70910% of homes13% of homes
Price per ft²pricier than$8017% of homes14% of homes
Living areabigger than900 ft²12% of homes17% of homes
Lot sizebigger than6 ac59% of homes70% of homes
Year builtnewer than19779% of homes8% of homes

About 195 Flat Rock Rd

How much is 195 Flat Rock Rd, Cave City, AR worth?

The TopHap Estimate for 195 Flat Rock Rd, Cave City, AR is $71,709 as of Jul 14, 2026. The likely range is $42,525 to $100,893. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 195 Flat Rock Rd, Cave City, AR?

195 Flat Rock Rd, Cave City, AR has 1 bathrooms, 900 square feet of living space and a 6.00-acre lot.

When was 195 Flat Rock Rd, Cave City, AR built?

195 Flat Rock Rd, Cave City, AR was built in 1977, making it 49 years old. The building has 1 story.

What schools serve 195 Flat Rock Rd, Cave City, AR?

195 Flat Rock Rd, Cave City, AR is assigned to Cave City Middle School Career and Collegiate Preparatory (middle), rated A; Cave City Elementary School (elementary), rated B; Cave City High Career & Collegiate Preparatory School (high), rated A+. All sit in Cave City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Flat Rock Rd, Cave City, AR compare to other homes in Cave City 72521?

Among the 2,198 homes in Cave City 72521, it is worth more than 10% of them ($71,709 against a typical $162,467), its price per square foot is higher than 17% of them ($80 against a typical $117), it is bigger than 12% of them (900 ft² against a typical 1,353 ft²), its lot is bigger than 59% of them (6 ac against a typical 3.5 ac) and it is newer than 9% of them (1977 against a typical 1994). Measured against all of Sharp County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Flat Rock Rd, Cave City, AR?

The 2025 property tax bill for 195 Flat Rock Rd, Cave City, AR was $544. The county assessed it at $12,340.

Closest homes

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Assigned schools

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