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Single Family ResidenceResidential
$1,098,683$274 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

195 N PROSPECT ST

BURLINGTON, VT 05401
6
Beds
4
Baths
4,007 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.08 ac
Lot SizeThe size of the land the home sits on, from county records.
1899
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.1M
$959K low$1.2M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$698,683
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$558,946
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$400,000
NEW ENGLAND FCU · recorded Aug 30, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$26,725 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,105,700 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$437,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$668,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,105,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyChittenden
Lot (acres)The size of the land the home sits on, from county records.1.08
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Slate
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Integrated Arts AcademyC+
Elementary · Grades PK–5 · 0.6 mi
M
Edmunds Middle SchoolB
Middle · Grades 6–8 · 0.8 mi
H
Burlington High SchoolB+
High · Grades 9–12 · 1.8 mi

District: Burlington School District

Neighborhood · ZIP 05401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.100

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.30,740
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,883 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,373
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,344
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 N Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Old North End
  • Costs less per square foot than 90% of homes in Burlington 05401
  • Bigger than 98% of homes in Chittenden County
  • Among the largest lots in Old North End
  • Older than 94% of homes in Chittenden County

What homes are worth in Burlington 05401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$221K$1.5M

This home is worth more than 93% of homes in Burlington 05401.

How it measures up in Burlington 05401

The dot is this home. The mark in the middle is the typical home in Burlington 05401.

Estimated value$1,098,683
CheaperTypical $551,138Pricier

Pricier than 93% of homes nearby

Price per ft²$274
CheaperTypical $365Pricier

Pricier than 10% of homes nearby

Living area4,007 ft²
SmallerTypical 1,716 ft²Bigger

Bigger than 95% of homes nearby

Lot size1.08 ac
SmallerTypical 0.15 acBigger

Bigger than almost all homes nearby

Year built1899
OlderTypical 1925Newer

Newer than 27% of homes nearby

How 195 N Prospect St ranks against every home in each area.
MeasureThis homeOld North EndBurlington 05401Chittenden County
Estimated valuepricier than$1,098,683almost all homes93% of homes96% of homes
Price per ft²pricier than$27411% of homes10% of homes30% of homes
Living areabigger than4,007 ft²96% of homes95% of homes98% of homes
Lot sizebigger than1.08 acalmost all homesalmost all homes72% of homes
Year builtnewer than189948% of homes27% of homes6% of homes

About 195 N Prospect St

How much is 195 N Prospect St, Burlington, VT worth?

The TopHap Estimate for 195 N Prospect St, Burlington, VT is $1,098,683 as of Jul 14, 2026. The likely range is $959,439 to $1,237,927. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 195 N Prospect St, Burlington, VT?

195 N Prospect St, Burlington, VT has 6 bedrooms, 4 bathrooms, 4,007 square feet of living space and a 1.08-acre lot.

When was 195 N Prospect St, Burlington, VT built?

195 N Prospect St, Burlington, VT was built in 1899, making it 127 years old. It is a colonial home. The building has 3 stories.

What schools serve 195 N Prospect St, Burlington, VT?

195 N Prospect St, Burlington, VT is assigned to Integrated Arts Academy (elementary), rated C+; Edmunds Middle School (middle), rated B; Burlington High School (high), rated B+. All sit in Burlington School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 N Prospect St, Burlington, VT compare to other homes in Burlington 05401?

Among the 6,101 homes in Burlington 05401, it is worth more than 93% of them ($1,098,683 against a typical $551,138), its price per square foot is higher than 10% of them ($274 against a typical $365), it is bigger than 95% of them (4,007 ft² against a typical 1,716 ft²), its lot is bigger than almost all of them (1.08 ac against a typical 0.15 ac) and it is newer than 27% of them (1899 against a typical 1925). Measured against all of Chittenden County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 N Prospect St, Burlington, VT?

The 2024 property tax bill for 195 N Prospect St, Burlington, VT was $26,725. The county assessed it at $1,105,700.

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Assigned schools

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