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Single Family ResidenceResidential
$72,199$64 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $69,000 on Mar 13, 2025

195 RIVERSIDE LOOP

LILY, KY 40740
0
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$72K
$63K low$82K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$69,000 · Mar 13, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$72,199
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$57,759

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$405 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$52,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$89,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$52,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLaurel
Lot (acres)The size of the land the home sits on, from county records.0.29
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 40740These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.133
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.3,084
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.187 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,581
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,274
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Riverside Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Laurel County
  • Costs less per square foot than 93% of homes in Laurel County
  • Smaller than 67% of homes in Laurel County
  • Has a smaller lot than 91% of homes in Laurel County

What homes are worth in Lily 40740

Each bar is how many homes fall in that price range. The marker is this home.

This home
$16K$345K

This home is worth more than 26% of homes in Lily 40740.

How it measures up in Lily 40740

The dot is this home. The mark in the middle is the typical home in Lily 40740.

Estimated value$72,199
CheaperTypical $122,520Pricier

Pricier than 26% of homes nearby

Price per ft²$64
CheaperTypical $116Pricier

Pricier than 10% of homes nearby

Living area1,120 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than 44% of homes nearby

Lot size0.29 ac
SmallerTypical 1.21 acBigger

Bigger than 12% of homes nearby

Year built1989
OlderTypical 1991Newer

Newer than 47% of homes nearby

How 195 Riverside Loop ranks against every home in each area.
MeasureThis homeLily 40740Laurel County
Estimated valuepricier than$72,19926% of homes19% of homes
Price per ft²pricier than$6410% of homes7% of homes
Living areabigger than1,120 ft²44% of homes33% of homes
Lot sizebigger than0.29 ac12% of homes9% of homes
Year builtnewer than198947% of homes53% of homes

About 195 Riverside Loop

How much is 195 Riverside Loop, Lily, KY worth?

The TopHap Estimate for 195 Riverside Loop, Lily, KY is $72,199 as of Jul 14, 2026. The likely range is $62,633 to $81,765. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Riverside Loop, Lily, KY last sell?

195 Riverside Loop, Lily, KY last sold on Mar 13, 2025 for $69,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 195 Riverside Loop, Lily, KY?

195 Riverside Loop, Lily, KY has 1,120 square feet of living space and a 0.29-acre lot.

When was 195 Riverside Loop, Lily, KY built?

195 Riverside Loop, Lily, KY was built in 1989, making it 37 years old. The building has 1 story.

How does 195 Riverside Loop, Lily, KY compare to other homes in Lily 40740?

Among the 1,436 homes in Lily 40740, it is worth more than 26% of them ($72,199 against a typical $122,520), its price per square foot is higher than 10% of them ($64 against a typical $116), it is bigger than 44% of them (1,120 ft² against a typical 1,200 ft²), its lot is bigger than 12% of them (0.29 ac against a typical 1.21 ac) and it is newer than 47% of them (1989 against a typical 1991). Measured against all of Laurel County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Riverside Loop, Lily, KY?

The 2025 property tax bill for 195 Riverside Loop, Lily, KY was $405. The county assessed it at $52,000.

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