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Single Family ResidenceResidential
$876,122$305 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $710,000 on Dec 16, 2022

195 ROCKY RD

WHITINSVILLE, MA 01588
4
Beds
4.5
Baths
2,871 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$876K
$832K low$920K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$710,000 · Dec 16, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$526,122
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$420,898
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$210,000
CMG MORTGAGE INC · P · 5.75% 1 · recorded Dec 16, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,000
WEBSTER FIRST FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,179 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$778,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$207,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$571,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$817,475

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.1.48
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Northbridge Elementary SchoolC
Elementary · Grades PK–5 · 1.1 mi
M
Northbridge Middle SchoolC+
Middle · Grades 6–8 · 2.3 mi
H
Northbridge High SchoolD+
High · Grades 9–12 · 2.8 mi

District: Northbridge School District

Neighborhood · ZIP 01588These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.9,845
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,097 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,975
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$123,285
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Rocky Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Whitinsville 01588
  • Bigger than 89% of homes in Whitinsville 01588
  • Has a bigger lot than 84% of homes in Whitinsville 01588
  • Newer than 82% of homes in Worcester County

What homes are worth in Whitinsville 01588

Each bar is how many homes fall in that price range. The marker is this home.

This home
$210K$875K

This home is worth more than 98% of homes in Whitinsville 01588.

How it measures up in Whitinsville 01588

The dot is this home. The mark in the middle is the typical home in Whitinsville 01588.

Estimated value$876,122
CheaperTypical $459,892Pricier

Pricier than 98% of homes nearby

Price per ft²$305
CheaperTypical $310Pricier

Pricier than 47% of homes nearby

Living area2,871 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 89% of homes nearby

Lot size1.48 ac
SmallerTypical 0.46 acBigger

Bigger than 84% of homes nearby

Year built1999
OlderTypical 1969Newer

Newer than 81% of homes nearby

How 195 Rocky Rd ranks against every home in each area.
MeasureThis homeWhitinsville 01588Worcester County
Estimated valuepricier than$876,12298% of homes92% of homes
Price per ft²pricier than$30547% of homes49% of homes
Living areabigger than2,871 ft²89% of homes87% of homes
Lot sizebigger than1.48 ac84% of homes77% of homes
Year builtnewer than199981% of homes82% of homes

About 195 Rocky Rd

How much is 195 Rocky Rd, Whitinsville, MA worth?

The TopHap Estimate for 195 Rocky Rd, Whitinsville, MA is $876,122 as of Jul 14, 2026. The likely range is $832,123 to $920,121. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Rocky Rd, Whitinsville, MA last sell?

195 Rocky Rd, Whitinsville, MA last sold on Dec 16, 2022 for $710,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 195 Rocky Rd, Whitinsville, MA?

195 Rocky Rd, Whitinsville, MA has 4 bedrooms, 4.5 bathrooms, 2,871 square feet of living space and a 1.48-acre lot.

When was 195 Rocky Rd, Whitinsville, MA built?

195 Rocky Rd, Whitinsville, MA was built in 1999, making it 27 years old. It is a colonial home. The building has 2 stories.

What schools serve 195 Rocky Rd, Whitinsville, MA?

195 Rocky Rd, Whitinsville, MA is assigned to Northbridge Elementary School (elementary), rated C; Northbridge Middle School (middle), rated C+; Northbridge High School (high), rated D+. All sit in Northbridge School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Rocky Rd, Whitinsville, MA compare to other homes in Whitinsville 01588?

Among the 3,177 homes in Whitinsville 01588, it is worth more than 98% of them ($876,122 against a typical $459,892), its price per square foot is higher than 47% of them ($305 against a typical $310), it is bigger than 89% of them (2,871 ft² against a typical 1,632 ft²), its lot is bigger than 84% of them (1.48 ac against a typical 0.46 ac) and it is newer than 81% of them (1999 against a typical 1969). Measured against all of Worcester County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Rocky Rd, Whitinsville, MA?

The 2025 property tax bill for 195 Rocky Rd, Whitinsville, MA was $9,179. The county assessed it at $778,500.

Closest homes

More homes in Whitinsville 01588

Assigned schools

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