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Single Family ResidenceResidential
$38,191$38 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

195 ROUGH HOLW

PHYLLIS, KY 41554
2
Beds
1
Baths
1,000 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
20 ac
Lot SizeThe size of the land the home sits on, from county records.
1951
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$38K
$34K low$43K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$38,191
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$30,553

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
48
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPike
Lot (acres)The size of the land the home sits on, from county records.20.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Space
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 140 ft²

Neighborhood · ZIP 41554These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.122
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.29%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.906
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.30 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,205
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,328
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Rough Holw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Pike County
  • Costs less per square foot than 83% of homes in Pike County
  • Smaller than 73% of homes in Phyllis 41554
  • Has a bigger lot than 95% of homes in Phyllis 41554
  • Older than 83% of homes in Pike County

What homes are worth in Phyllis 41554

Each bar is how many homes fall in that price range. The marker is this home.

This home
$21K$185K

This home is worth more than 22% of homes in Phyllis 41554.

How it measures up in Phyllis 41554

The dot is this home. The mark in the middle is the typical home in Phyllis 41554.

Estimated value$38,191
CheaperTypical $53,637Pricier

Pricier than 22% of homes nearby

Price per ft²$38
CheaperTypical $45Pricier

Pricier than 30% of homes nearby

Living area1,000 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 27% of homes nearby

Lot size20 ac
SmallerTypical 1.2 acBigger

Bigger than 95% of homes nearby

Year built1951
OlderTypical 1975Newer

Newer than 20% of homes nearby

How 195 Rough Holw ranks against every home in each area.
MeasureThis homePhyllis 41554Pike County
Estimated valuepricier than$38,19122% of homes16% of homes
Price per ft²pricier than$3830% of homes17% of homes
Living areabigger than1,000 ft²27% of homes31% of homes
Lot sizebigger than20 ac95% of homes92% of homes
Year builtnewer than195120% of homes17% of homes

About 195 Rough Holw

How much is 195 Rough Holw, Phyllis, KY worth?

The TopHap Estimate for 195 Rough Holw, Phyllis, KY is $38,191 as of Jul 14, 2026. The likely range is $33,733 to $42,649. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Rough Holw, Phyllis, KY last sell?

195 Rough Holw, Phyllis, KY last sold on May 2, 2022, according to the county's recorded deed.

How big is 195 Rough Holw, Phyllis, KY?

195 Rough Holw, Phyllis, KY has 2 bedrooms, 1 bathrooms, 1,000 square feet of living space and a 20.00-acre lot.

When was 195 Rough Holw, Phyllis, KY built?

195 Rough Holw, Phyllis, KY was built in 1951, making it 75 years old. The building has 1 story.

How does 195 Rough Holw, Phyllis, KY compare to other homes in Phyllis 41554?

Among the 289 homes in Phyllis 41554, it is worth more than 22% of them ($38,191 against a typical $53,637), its price per square foot is higher than 30% of them ($38 against a typical $45), it is bigger than 27% of them (1,000 ft² against a typical 1,248 ft²), its lot is bigger than 95% of them (20 ac against a typical 1.2 ac) and it is newer than 20% of them (1951 against a typical 1975). Measured against all of Pike County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

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