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Single Family ResidenceResidential
$36,015$28 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

195 ROUGH HOLW

PHYLLIS, KY 41554
3
Beds
1
Baths
1,296 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$36K
$32K low$40K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$36,015
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$28,812

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.54 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPike
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 176 ft²

Neighborhood · ZIP 41554These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.122
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.29%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.906
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.30 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,205
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,328
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Rough Holw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Pike County
  • Costs less per square foot than 94% of homes in Pike County
  • Newer than 71% of homes in Phyllis 41554

What homes are worth in Phyllis 41554

Each bar is how many homes fall in that price range. The marker is this home.

This home
$21K$185K

This home is worth more than 19% of homes in Phyllis 41554.

How it measures up in Phyllis 41554

The dot is this home. The mark in the middle is the typical home in Phyllis 41554.

Estimated value$36,015
CheaperTypical $53,637Pricier

Pricier than 19% of homes nearby

Price per ft²$28
CheaperTypical $45Pricier

Pricier than 16% of homes nearby

Living area1,296 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 53% of homes nearby

Year built1988
OlderTypical 1975Newer

Newer than 71% of homes nearby

How 195 Rough Holw ranks against every home in each area.
MeasureThis homePhyllis 41554Pike County
Estimated valuepricier than$36,01519% of homes14% of homes
Price per ft²pricier than$2816% of homes6% of homes
Living areabigger than1,296 ft²53% of homes55% of homes
Year builtnewer than198871% of homes64% of homes

About 195 Rough Holw

How much is 195 Rough Holw, Phyllis, KY worth?

The TopHap Estimate for 195 Rough Holw, Phyllis, KY is $36,015 as of Jul 14, 2026. The likely range is $32,128 to $39,902. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Rough Holw, Phyllis, KY last sell?

195 Rough Holw, Phyllis, KY last sold on Jan 1, 1991, according to the county's recorded deed.

How big is 195 Rough Holw, Phyllis, KY?

195 Rough Holw, Phyllis, KY has 3 bedrooms, 1 bathrooms and 1,296 square feet of living space.

When was 195 Rough Holw, Phyllis, KY built?

195 Rough Holw, Phyllis, KY was built in 1988, making it 38 years old. The building has 1 story.

How does 195 Rough Holw, Phyllis, KY compare to other homes in Phyllis 41554?

Among the 289 homes in Phyllis 41554, it is worth more than 19% of them ($36,015 against a typical $53,637), its price per square foot is higher than 16% of them ($28 against a typical $45), it is bigger than 53% of them (1,296 ft² against a typical 1,248 ft²) and it is newer than 71% of them (1988 against a typical 1975). Measured against all of Pike County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Phyllis 41554

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