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Single Family ResidenceResidential
$135,142$108 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

195 RUBY DR

HUNTSVILLE, AL 35811
1
Baths
1,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$135K
$98K low$172K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.154%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$203,968
ROCKET MORTGAGE LLC · recorded Apr 9, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$699 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$19,260 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,480
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$17,780
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$9,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$96,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.0.51
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Retaining Wall
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Gravity
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mt. Carmel Elementary SchoolA
Elementary · Grades KG–3 · 3.1 mi
H
Buckhorn High SchoolA-
High · Grades 9–12 · 4.7 mi
M
Buckhorn Middle SchoolB+
Middle · Grades 7–8 · 4.8 mi

District: Madison County School District

Neighborhood · ZIP 35811These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.34,577
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.759 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,930
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$120,084
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Ruby Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Madison County
  • Costs less per square foot than 93% of homes in Huntsville 35811
  • Smaller than 78% of homes in Huntsville 35811
  • Has a bigger lot than 67% of homes in Madison County
  • Older than 87% of homes in Madison County

What homes are worth in Huntsville 35811

Each bar is how many homes fall in that price range. The marker is this home.

This home
$97K$748K

This home is worth more than 8% of homes in Huntsville 35811.

How it measures up in Huntsville 35811

The dot is this home. The mark in the middle is the typical home in Huntsville 35811.

Estimated value$135,142
CheaperTypical $284,329Pricier

Pricier than 8% of homes nearby

Price per ft²$108
CheaperTypical $171Pricier

Pricier than 7% of homes nearby

Living area1,248 ft²
SmallerTypical 1,634 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.51 ac
SmallerTypical 0.45 acBigger

Bigger than 66% of homes nearby

Year built1960
OlderTypical 1993Newer

Newer than 15% of homes nearby

How 195 Ruby Dr ranks against every home in each area.
MeasureThis homeHuntsville 35811Madison County
Estimated valuepricier than$135,1428% of homes7% of homes
Price per ft²pricier than$1087% of homes7% of homes
Living areabigger than1,248 ft²22% of homes22% of homes
Lot sizebigger than0.51 ac66% of homes67% of homes
Year builtnewer than196015% of homes13% of homes

About 195 Ruby Dr

How much is 195 Ruby Dr, Huntsville, AL worth?

The TopHap Estimate for 195 Ruby Dr, Huntsville, AL is $135,142 as of Jul 14, 2026. The likely range is $98,333 to $171,951. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 195 Ruby Dr, Huntsville, AL?

195 Ruby Dr, Huntsville, AL has 1 bathrooms, 1,248 square feet of living space and a 0.51-acre lot.

When was 195 Ruby Dr, Huntsville, AL built?

195 Ruby Dr, Huntsville, AL was built in 1960, making it 66 years old. The building has 1 story.

What schools serve 195 Ruby Dr, Huntsville, AL?

195 Ruby Dr, Huntsville, AL is assigned to Mt. Carmel Elementary School (elementary), rated A; Buckhorn High School (high), rated A-; Buckhorn Middle School (middle), rated B+. All sit in Madison County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Ruby Dr, Huntsville, AL compare to other homes in Huntsville 35811?

Among the 12,378 homes in Huntsville 35811, it is worth more than 8% of them ($135,142 against a typical $284,329), its price per square foot is higher than 7% of them ($108 against a typical $171), it is bigger than 22% of them (1,248 ft² against a typical 1,634 ft²), its lot is bigger than 66% of them (0.51 ac against a typical 0.45 ac) and it is newer than 15% of them (1960 against a typical 1993). Measured against all of Madison County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Ruby Dr, Huntsville, AL?

The 2025 property tax bill for 195 Ruby Dr, Huntsville, AL was $699. The county assessed it at $19,260.

More homes on Ruby Dr

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Assigned schools

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