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Single Family ResidenceResidential
$409,875$244 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

195 SHIPP LAKE DR

ROCK SPRING, GA 30739
3
Beds
2
Baths
1,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.8 ac
Lot SizeThe size of the land the home sits on, from county records.
2011
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$410K
$382K low$437K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$112,875
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$90,300
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$297,000
PRIME LENDING · recorded Nov 14, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,294 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$105,231 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,480
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$79,751
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$103,778
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$263,077

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWALKER
Lot (acres)The size of the land the home sits on, from county records.10.80
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 657 ft²Boat accessGreenhouse

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rock Spring Elementary SchoolB-
Elementary · Grades PK–5 · 1.6 mi
M
Saddle Ridge Elementary and Middle SchoolB-
Middle · Grades PK–8 · 3.0 mi
H
Lafayette High SchoolB
High · Grades 9–12 · 6.7 mi

District: Walker County School District

Neighborhood · ZIP 30739These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.143

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.5,683
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.238 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,718
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,324
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Shipp Lake Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Walker County
  • Costs more per square foot than 90% of homes in Walker County
  • Bigger than 67% of homes in Walker County
  • Has a bigger lot than 92% of homes in Rock Spring 30739
  • Newer than 91% of homes in Walker County

What homes are worth in Rock Spring 30739

Each bar is how many homes fall in that price range. The marker is this home.

This home
$125K$729K

This home is worth more than 71% of homes in Rock Spring 30739.

How it measures up in Rock Spring 30739

The dot is this home. The mark in the middle is the typical home in Rock Spring 30739.

Estimated value$409,875
CheaperTypical $326,902Pricier

Pricier than 71% of homes nearby

Price per ft²$244
CheaperTypical $197Pricier

Pricier than 87% of homes nearby

Living area1,680 ft²
SmallerTypical 1,664 ft²Bigger

Bigger than 52% of homes nearby

Lot size10.8 ac
SmallerTypical 1.03 acBigger

Bigger than 92% of homes nearby

Year built2011
OlderTypical 1999Newer

Newer than 82% of homes nearby

How 195 Shipp Lake Dr ranks against every home in each area.
MeasureThis homeRock Spring 30739Walker County
Estimated valuepricier than$409,87571% of homes85% of homes
Price per ft²pricier than$24487% of homes90% of homes
Living areabigger than1,680 ft²52% of homes67% of homes
Lot sizebigger than10.8 ac92% of homes92% of homes
Year builtnewer than201182% of homes91% of homes

About 195 Shipp Lake Dr

How much is 195 Shipp Lake Dr, Rock Spring, GA worth?

The TopHap Estimate for 195 Shipp Lake Dr, Rock Spring, GA is $409,875 as of Jul 14, 2026. The likely range is $382,303 to $437,447. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Shipp Lake Dr, Rock Spring, GA last sell?

195 Shipp Lake Dr, Rock Spring, GA last sold on Nov 14, 2024, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 195 Shipp Lake Dr, Rock Spring, GA?

195 Shipp Lake Dr, Rock Spring, GA has 3 bedrooms, 2 bathrooms, 1,680 square feet of living space and a 10.80-acre lot.

When was 195 Shipp Lake Dr, Rock Spring, GA built?

195 Shipp Lake Dr, Rock Spring, GA was built in 2011, making it 15 years old. The building has 1 story.

What schools serve 195 Shipp Lake Dr, Rock Spring, GA?

195 Shipp Lake Dr, Rock Spring, GA is assigned to Rock Spring Elementary School (elementary), rated B-; Saddle Ridge Elementary and Middle School (middle), rated B-; Lafayette High School (high), rated B. All sit in Walker County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Shipp Lake Dr, Rock Spring, GA compare to other homes in Rock Spring 30739?

Among the 2,282 homes in Rock Spring 30739, it is worth more than 71% of them ($409,875 against a typical $326,902), its price per square foot is higher than 87% of them ($244 against a typical $197), it is bigger than 52% of them (1,680 ft² against a typical 1,664 ft²), its lot is bigger than 92% of them (10.8 ac against a typical 1.03 ac) and it is newer than 82% of them (2011 against a typical 1999). Measured against all of Walker County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Shipp Lake Dr, Rock Spring, GA?

The 2025 property tax bill for 195 Shipp Lake Dr, Rock Spring, GA was $2,294. The county assessed it at $105,231.

Closest homes

More homes in Rock Spring 30739

Assigned schools

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