Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$396,899$175 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

198 SHIPP LAKE DR

ROCK SPRING, GA 30739
3 / 1
Baths
2,264 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.55 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$397K
$356K low$438K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$253,356
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$202,685
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$84,000
GMAC BANK · recorded May 7, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$59,543
JPMORGAN CHASE BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,518 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$121,455 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,032
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$114,423
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$114,452
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$303,639

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWalker
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2004
Lot (acres)The size of the land the home sits on, from county records.1.55
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²Patio · 160 ft²Porch · 528 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rock Spring Elementary SchoolB-
Elementary · Grades PK–5 · 1.5 mi
M
Saddle Ridge Elementary and Middle SchoolB-
Middle · Grades PK–8 · 2.9 mi
H
Lafayette High SchoolB
High · Grades 9–12 · 6.9 mi

District: Walker County School District

Neighborhood · ZIP 30739These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.143

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.5,683
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.238 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,718
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,324
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

198 Shipp Lake Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Walker County
  • Costs less per square foot than 73% of homes in Rock Spring 30739
  • Bigger than 87% of homes in Walker County
  • Has a bigger lot than 68% of homes in Walker County
  • Newer than 79% of homes in Walker County

What homes are worth in Rock Spring 30739

Each bar is how many homes fall in that price range. The marker is this home.

This home
$125K$729K

This home is worth more than 68% of homes in Rock Spring 30739.

How it measures up in Rock Spring 30739

The dot is this home. The mark in the middle is the typical home in Rock Spring 30739.

Estimated value$396,899
CheaperTypical $326,902Pricier

Pricier than 68% of homes nearby

Price per ft²$175
CheaperTypical $197Pricier

Pricier than 27% of homes nearby

Living area2,264 ft²
SmallerTypical 1,664 ft²Bigger

Bigger than 80% of homes nearby

Lot size1.55 ac
SmallerTypical 1.03 acBigger

Bigger than 59% of homes nearby

Year built2001
OlderTypical 1999Newer

Newer than 57% of homes nearby

How 198 Shipp Lake Dr ranks against every home in each area.
MeasureThis homeRock Spring 30739Walker County
Estimated valuepricier than$396,89968% of homes84% of homes
Price per ft²pricier than$17527% of homes57% of homes
Living areabigger than2,264 ft²80% of homes87% of homes
Lot sizebigger than1.55 ac59% of homes68% of homes
Year builtnewer than200157% of homes79% of homes

About 198 Shipp Lake Dr

How much is 198 Shipp Lake Dr, Rock Spring, GA worth?

The TopHap Estimate for 198 Shipp Lake Dr, Rock Spring, GA is $396,899 as of Jul 14, 2026. The likely range is $355,545 to $438,253. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 198 Shipp Lake Dr, Rock Spring, GA last sell?

198 Shipp Lake Dr, Rock Spring, GA last sold on Aug 18, 1998, according to the county's recorded deed.

How big is 198 Shipp Lake Dr, Rock Spring, GA?

198 Shipp Lake Dr, Rock Spring, GA has 3 bathrooms, 2,264 square feet of living space and a 1.55-acre lot.

When was 198 Shipp Lake Dr, Rock Spring, GA built?

198 Shipp Lake Dr, Rock Spring, GA was built in 2001, making it 25 years old. The building has 2 stories.

What schools serve 198 Shipp Lake Dr, Rock Spring, GA?

198 Shipp Lake Dr, Rock Spring, GA is assigned to Rock Spring Elementary School (elementary), rated B-; Saddle Ridge Elementary and Middle School (middle), rated B-; Lafayette High School (high), rated B. All sit in Walker County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 198 Shipp Lake Dr, Rock Spring, GA compare to other homes in Rock Spring 30739?

Among the 2,282 homes in Rock Spring 30739, it is worth more than 68% of them ($396,899 against a typical $326,902), its price per square foot is higher than 27% of them ($175 against a typical $197), it is bigger than 80% of them (2,264 ft² against a typical 1,664 ft²), its lot is bigger than 59% of them (1.55 ac against a typical 1.03 ac) and it is newer than 57% of them (2001 against a typical 1999). Measured against all of Walker County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 198 Shipp Lake Dr, Rock Spring, GA?

The 2025 property tax bill for 198 Shipp Lake Dr, Rock Spring, GA was $2,518. The county assessed it at $121,455.

Closest homes

More homes in Rock Spring 30739

Assigned schools

Explore the area

See this home in context

Open 198 Shipp Lake Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map