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Mobile HomeResidential

195 SPIRIT WOLF DR

FLAT ROCK, NC 28731
3
Beds
2
Baths
1,716 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$52,000
TD BK NA · recorded Jul 1, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$542 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$183,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$133,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$183,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$183,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
51
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Mobile Home
StyleThe architectural style of the home, such as ranch or colonial.Mobile Home
CountyHENDERSON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.2.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 100 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Henderson County Early CollegeA+
High · Grades 9–12 · 1.7 mi
E
Dana Elementary SchoolD-
Elementary · Grades PK–5 · 2.0 mi
M
Flat Rock Middle SchoolB
Middle · Grades 6–8 · 3.7 mi

District: Henderson County Schools

Neighborhood · ZIP 28731These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.11,192
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.401 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,204
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,508
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Spirit Wolf Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 83% of homes in Henderson County

How it measures up in Flat Rock 28731

The dot is this home. The mark in the middle is the typical home in Flat Rock 28731.

Living area1,716 ft²
SmallerTypical 1,850 ft²Bigger

Bigger than 43% of homes nearby

Lot size2 ac
SmallerTypical 0.89 acBigger

Bigger than 82% of homes nearby

Year built1995
OlderTypical 1995Newer

Newer than 51% of homes nearby

How 195 Spirit Wolf Dr ranks against every home in each area.
MeasureThis homeFlat Rock 28731Henderson County
Living areabigger than1,716 ft²43% of homes51% of homes
Lot sizebigger than2 ac82% of homes83% of homes
Year builtnewer than199551% of homes57% of homes

About 195 Spirit Wolf Dr

When did 195 Spirit Wolf Dr, Flat Rock, NC last sell?

195 Spirit Wolf Dr, Flat Rock, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 195 Spirit Wolf Dr, Flat Rock, NC?

195 Spirit Wolf Dr, Flat Rock, NC has 3 bedrooms, 2 bathrooms, 1,716 square feet of living space and a 2.00-acre lot.

When was 195 Spirit Wolf Dr, Flat Rock, NC built?

195 Spirit Wolf Dr, Flat Rock, NC was built in 1995, making it 31 years old. It is a mobile home home. The building has 1 story.

What schools serve 195 Spirit Wolf Dr, Flat Rock, NC?

195 Spirit Wolf Dr, Flat Rock, NC is assigned to Henderson County Early College (high), rated A+; Dana Elementary School (elementary), rated D-; Flat Rock Middle School (middle), rated B. All sit in Henderson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Spirit Wolf Dr, Flat Rock, NC compare to other homes in Flat Rock 28731?

Among the 4,347 homes in Flat Rock 28731, it is bigger than 43% of them (1,716 ft² against a typical 1,850 ft²), its lot is bigger than 82% of them (2 ac against a typical 0.89 ac) and it is newer than 51% of them (1995 against a typical 1995). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Spirit Wolf Dr, Flat Rock, NC?

The 2025 property tax bill for 195 Spirit Wolf Dr, Flat Rock, NC was $542. The county assessed it at $183,100.

Closest homes

More homes in Flat Rock 28731

Assigned schools

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