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Single Family ResidenceResidential
$426,492$263 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $375,000 on Oct 4, 2024

195 SPRINGWATER RD

RUFFIN, NC 27326
1
Baths
1,620 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
54.82 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$426K
$392K low$461K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$375,000 · Oct 4, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$126,492
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$101,194
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
ZILLOW HOME LOANS LLC · recorded Oct 4, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,393 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$355,902 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$131,273
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$224,629
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$355,902
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$355,902

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.54 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRockingham
Lot (acres)The size of the land the home sits on, from county records.54.82
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Single
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 1,020 ft²Patio · 102 ft²Porch · 432 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lincoln Elementary SchoolA-
Elementary · Grades PK–5 · 6.5 mi
M
Rockingham County Middle SchoolB
Middle · Grades 6–8 · 13.7 mi
H
Rockingham County High SchoolC+
High · Grades 9–12 · 13.9 mi

District: Rockingham County Schools

Neighborhood · ZIP 27326These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,357
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,801
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,443
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Springwater Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Ruffin 27326
  • Costs more per square foot than 96% of homes in Rockingham County
  • Bigger than 65% of homes in Rockingham County
  • Among the largest lots in Rockingham County
  • Newer than 75% of homes in Rockingham County

What homes are worth in Ruffin 27326

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$605K

This home is worth more than 93% of homes in Ruffin 27326.

How it measures up in Ruffin 27326

The dot is this home. The mark in the middle is the typical home in Ruffin 27326.

Estimated value$426,492
CheaperTypical $154,500Pricier

Pricier than 93% of homes nearby

Price per ft²$263
CheaperTypical $130Pricier

Pricier than 92% of homes nearby

Living area1,620 ft²
SmallerTypical 1,428 ft²Bigger

Bigger than 64% of homes nearby

Lot size54.82 ac
SmallerTypical 1.78 acBigger

Bigger than 93% of homes nearby

Year built1995
OlderTypical 1975Newer

Newer than 70% of homes nearby

How 195 Springwater Rd ranks against every home in each area.
MeasureThis homeRuffin 27326Rockingham County
Estimated valuepricier than$426,49293% of homes92% of homes
Price per ft²pricier than$26392% of homes96% of homes
Living areabigger than1,620 ft²64% of homes65% of homes
Lot sizebigger than54.82 ac93% of homesalmost all homes
Year builtnewer than199570% of homes75% of homes

About 195 Springwater Rd

How much is 195 Springwater Rd, Ruffin, NC worth?

The TopHap Estimate for 195 Springwater Rd, Ruffin, NC is $426,492 as of Jul 14, 2026. The likely range is $391,628 to $461,356. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Springwater Rd, Ruffin, NC last sell?

195 Springwater Rd, Ruffin, NC last sold on Oct 4, 2024 for $375,000, according to the county's recorded deed.

How big is 195 Springwater Rd, Ruffin, NC?

195 Springwater Rd, Ruffin, NC has 1 bathrooms, 1,620 square feet of living space and a 54.82-acre lot.

When was 195 Springwater Rd, Ruffin, NC built?

195 Springwater Rd, Ruffin, NC was built in 1995, making it 31 years old. The building has 1 story.

What schools serve 195 Springwater Rd, Ruffin, NC?

195 Springwater Rd, Ruffin, NC is assigned to Lincoln Elementary School (elementary), rated A-; Rockingham County Middle School (middle), rated B; Rockingham County High School (high), rated C+. All sit in Rockingham County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Springwater Rd, Ruffin, NC compare to other homes in Ruffin 27326?

Among the 1,994 homes in Ruffin 27326, it is worth more than 93% of them ($426,492 against a typical $154,500), its price per square foot is higher than 92% of them ($263 against a typical $130), it is bigger than 64% of them (1,620 ft² against a typical 1,428 ft²), its lot is bigger than 93% of them (54.82 ac against a typical 1.78 ac) and it is newer than 70% of them (1995 against a typical 1975). Measured against all of Rockingham County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Springwater Rd, Ruffin, NC?

The 2025 property tax bill for 195 Springwater Rd, Ruffin, NC was $2,393. The county assessed it at $355,902.

Closest homes

More homes in Ruffin 27326

Assigned schools

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