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Single Family ResidenceResidential
$1,099,871$242 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $200,000 on Jul 25, 2022

195 WAVE ROCK RUN E

FORT WAYNE, IN 46845
6
Beds
6 / 2
Baths
4,538 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.76 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
14
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$852K low$1.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$200,000 · Jul 25, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$937,471
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$749,977
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.15%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$162,400
CITIZENS BANK INC · 6.11% · recorded Apr 14, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,909 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,495,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$183,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,312,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,495,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,495,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
44
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
70
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
64
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAllen
Lot (acres)The size of the land the home sits on, from county records.1.76
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Maple Creek Middle SchoolA-
Middle · Grades 6–8 · 1.0 mi
E
Aspen Meadow Elementary SchoolB-
Elementary · Grades KG–5 · 2.6 mi
H
Carroll High SchoolA
High · Grades 9–12 · 3.3 mi

District: Northwest Allen County Schools

Neighborhood · ZIP 46845These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.22
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.29,777
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,337 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$110,215
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$142,644
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Wave Rock Run E measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Allen County
  • Costs more per square foot than 96% of homes in Allen County
  • Among the largest homes in Allen County
  • Has a bigger lot than 93% of homes in Fort Wayne 46845
  • Newer than 98% of homes in Allen County

What homes are worth in Fort Wayne 46845

Each bar is how many homes fall in that price range. The marker is this home.

This home
$225K$847K

This home is worth more than almost all homes in Fort Wayne 46845.

How it measures up in Fort Wayne 46845

The dot is this home. The mark in the middle is the typical home in Fort Wayne 46845.

Estimated value$1,099,871
CheaperTypical $387,686Pricier

Pricier than almost all homes nearby

Price per ft²$242
CheaperTypical $183Pricier

Pricier than 89% of homes nearby

Living area4,538 ft²
SmallerTypical 2,164 ft²Bigger

Bigger than 98% of homes nearby

Lot size1.76 ac
SmallerTypical 0.3 acBigger

Bigger than 93% of homes nearby

Year built2022
OlderTypical 2001Newer

Newer than 96% of homes nearby

How 195 Wave Rock Run E ranks against every home in each area.
MeasureThis homeFort Wayne 46845Allen County
Estimated valuepricier than$1,099,871almost all homesalmost all homes
Price per ft²pricier than$24289% of homes96% of homes
Living areabigger than4,538 ft²98% of homesalmost all homes
Lot sizebigger than1.76 ac93% of homes91% of homes
Year builtnewer than202296% of homes98% of homes

About 195 Wave Rock Run E

How much is 195 Wave Rock Run E, Fort Wayne, IN worth?

The TopHap Estimate for 195 Wave Rock Run E, Fort Wayne, IN is $1,099,871 as of Jul 14, 2026. The likely range is $852,487 to $1,347,255. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Wave Rock Run E, Fort Wayne, IN last sell?

195 Wave Rock Run E, Fort Wayne, IN last sold on Jul 25, 2022 for $200,000, according to the county's recorded deed.

How big is 195 Wave Rock Run E, Fort Wayne, IN?

195 Wave Rock Run E, Fort Wayne, IN has 6 bedrooms, 6 bathrooms, 4,538 square feet of living space and a 1.76-acre lot.

When was 195 Wave Rock Run E, Fort Wayne, IN built?

195 Wave Rock Run E, Fort Wayne, IN was built in 2022, making it 4 years old. The building has 2 stories.

What schools serve 195 Wave Rock Run E, Fort Wayne, IN?

195 Wave Rock Run E, Fort Wayne, IN is assigned to Maple Creek Middle School (middle), rated A-; Aspen Meadow Elementary School (elementary), rated B-; Carroll High School (high), rated A. All sit in Northwest Allen County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Wave Rock Run E, Fort Wayne, IN compare to other homes in Fort Wayne 46845?

Among the 11,099 homes in Fort Wayne 46845, it is worth more than almost all of them ($1,099,871 against a typical $387,686), its price per square foot is higher than 89% of them ($242 against a typical $183), it is bigger than 98% of them (4,538 ft² against a typical 2,164 ft²), its lot is bigger than 93% of them (1.76 ac against a typical 0.3 ac) and it is newer than 96% of them (2022 against a typical 2001). Measured against all of Allen County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Wave Rock Run E, Fort Wayne, IN?

The 2025 property tax bill for 195 Wave Rock Run E, Fort Wayne, IN was $12,909. The county assessed it at $1,495,600.

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