Skip to content
Skip to content
TopHapOpen in map
Single Family ResidentialResidential
$124,715
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $12,500 on Aug 26, 2010

196 WISE LN

RINEYVILLE, KY 40162
0
Baths
1 ac
Lot SizeThe size of the land the home sits on, from county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$125K
$89K low$160K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$12,500 · Aug 26, 2010
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$52,774
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$42,219
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$71,941
CIS FINANCIAL SERVICES INC · recorded Nov 15, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$600 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$103,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$88,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$103,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$103,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyHardin
Lot (acres)The size of the land the home sits on, from county records.1.00
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
John Hardin High SchoolA-
High · Grades 9–12 · 1.9 mi
M
Bluegrass Middle SchoolC+
Middle · Grades 6–8 · 2.0 mi
E
Rineyville Elementary SchoolB-
Elementary · Grades PK–5 · 2.5 mi

District: Hardin County School District

Neighborhood · ZIP 40162These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.50
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.6,205
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.111 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,670
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,537
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

196 Wise Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Hardin County
  • Has a bigger lot than 73% of homes in Hardin County

What homes are worth in Rineyville 40162

Each bar is how many homes fall in that price range. The marker is this home.

This home
$32K$518K

This home is worth more than 23% of homes in Rineyville 40162.

How it measures up in Rineyville 40162

The dot is this home. The mark in the middle is the typical home in Rineyville 40162.

Estimated value$124,715
CheaperTypical $257,727Pricier

Pricier than 23% of homes nearby

Lot size1 ac
SmallerTypical 0.94 acBigger

Bigger than 56% of homes nearby

How 196 Wise Ln ranks against every home in each area.
MeasureThis homeRineyville 40162Hardin County
Estimated valuepricier than$124,71523% of homes19% of homes
Lot sizebigger than1 ac56% of homes73% of homes

About 196 Wise Ln

How much is 196 Wise Ln, Rineyville, KY worth?

The TopHap Estimate for 196 Wise Ln, Rineyville, KY is $124,715 as of Jul 14, 2026. The likely range is $89,371 to $160,059. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 196 Wise Ln, Rineyville, KY last sell?

196 Wise Ln, Rineyville, KY last sold on Aug 26, 2010 for $12,500, according to the county's recorded deed.

What schools serve 196 Wise Ln, Rineyville, KY?

196 Wise Ln, Rineyville, KY is assigned to John Hardin High School (high), rated A-; Bluegrass Middle School (middle), rated C+; Rineyville Elementary School (elementary), rated B-. All sit in Hardin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 196 Wise Ln, Rineyville, KY compare to other homes in Rineyville 40162?

Among the 2,672 homes in Rineyville 40162, it is worth more than 23% of them ($124,715 against a typical $257,727) and its lot is bigger than 56% of them (1 ac against a typical 0.94 ac). Measured against all of Hardin County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 196 Wise Ln, Rineyville, KY?

The 2025 property tax bill for 196 Wise Ln, Rineyville, KY was $600. The county assessed it at $103,500.

Closest homes

More homes in Rineyville 40162

Assigned schools

Explore the area

See this home in context

Open 196 Wise Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map