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Single Family ResidentialResidential
$536,907$108 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

428 WISE LN

RINEYVILLE, KY 40162
4
Beds
4
Baths
4,994 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.78 ac
Lot SizeThe size of the land the home sits on, from county records.
2012
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$537K
$450K low$624K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$370,407
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$296,326
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$166,500
FORT KNOX FCU · recorded Oct 25, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,383 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$410,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$377,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$410,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$410,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHardin
Lot (acres)The size of the land the home sits on, from county records.6.78
HeatingThe type of heating system in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 308 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
John Hardin High SchoolA-
High · Grades 9–12 · 2.0 mi
M
Bluegrass Middle SchoolC+
Middle · Grades 6–8 · 2.1 mi
E
Rineyville Elementary SchoolB-
Elementary · Grades PK–5 · 2.6 mi

District: Hardin County School District

Neighborhood · ZIP 40162These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.50
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.6,205
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.111 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,670
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,537
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

428 Wise Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Rineyville 40162
  • Costs less per square foot than 90% of homes in Rineyville 40162
  • Among the largest homes in Rineyville 40162
  • Has a bigger lot than 97% of homes in Hardin County
  • Among the newest homes in Rineyville 40162

What homes are worth in Rineyville 40162

Each bar is how many homes fall in that price range. The marker is this home.

This home
$32K$516K

This home is worth more than almost all homes in Rineyville 40162.

How it measures up in Rineyville 40162

The dot is this home. The mark in the middle is the typical home in Rineyville 40162.

Estimated value$536,907
CheaperTypical $257,947Pricier

Pricier than almost all homes nearby

Price per ft²$108
CheaperTypical $152Pricier

Pricier than 10% of homes nearby

Living area4,994 ft²
SmallerTypical 1,848 ft²Bigger

Bigger than almost all homes nearby

Lot size6.78 ac
SmallerTypical 0.94 acBigger

Bigger than 94% of homes nearby

Year built2012
OlderTypical 2000Newer

Newer than almost all homes nearby

How 428 Wise Ln ranks against every home in each area.
MeasureThis homeRineyville 40162Hardin County
Estimated valuepricier than$536,907almost all homes97% of homes
Price per ft²pricier than$10810% of homes11% of homes
Living areabigger than4,994 ft²almost all homesalmost all homes
Lot sizebigger than6.78 ac94% of homes97% of homes
Year builtnewer than2012almost all homes98% of homes

About 428 Wise Ln

How much is 428 Wise Ln, Rineyville, KY worth?

The TopHap Estimate for 428 Wise Ln, Rineyville, KY is $536,907 as of Jul 14, 2026. The likely range is $449,614 to $624,200. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 428 Wise Ln, Rineyville, KY?

428 Wise Ln, Rineyville, KY has 4 bedrooms, 4 bathrooms, 4,994 square feet of living space and a 6.78-acre lot.

When was 428 Wise Ln, Rineyville, KY built?

428 Wise Ln, Rineyville, KY was built in 2012, making it 14 years old. It is a ranch home. The building has 1 story.

What schools serve 428 Wise Ln, Rineyville, KY?

428 Wise Ln, Rineyville, KY is assigned to John Hardin High School (high), rated A-; Bluegrass Middle School (middle), rated C+; Rineyville Elementary School (elementary), rated B-. All sit in Hardin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 428 Wise Ln, Rineyville, KY compare to other homes in Rineyville 40162?

Among the 2,672 homes in Rineyville 40162, it is worth more than almost all of them ($536,907 against a typical $257,947), its price per square foot is higher than 10% of them ($108 against a typical $152), it is bigger than almost all of them (4,994 ft² against a typical 1,848 ft²), its lot is bigger than 94% of them (6.78 ac against a typical 0.94 ac) and it is newer than almost all of them (2012 against a typical 2000). Measured against all of Hardin County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 428 Wise Ln, Rineyville, KY?

The 2025 property tax bill for 428 Wise Ln, Rineyville, KY was $3,383. The county assessed it at $410,100.

Closest homes

More homes in Rineyville 40162

Assigned schools

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