Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,002,253$262 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $574,700 on Nov 20, 2020

1961 RIVER ROCK LN

PROSPER, TX 75078
5
Beds
4.5
Baths
3,823 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1M
$900K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$574,700 · Nov 20, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$542,498
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$433,998
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$459,755
MID AMERICA MTG · recorded Nov 20, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,004 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$858,866 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$209,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$720,256
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$780,787
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$929,256

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOLLIN
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hall Elementary SchoolA
Elementary · Grades KG–5 · 0.4 mi
M
Pete Moseley Middle School
Middle · Grades 6–8 · 2.0 mi
H
Prosper High SchoolB+
High · Grades 9–12 · 2.0 mi

District: Prosper Independent School District

Neighborhood · ZIP 75078These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.49
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.41%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.49,045
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,435 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$166,233
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$200,017
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1961 River Rock Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Collin County
  • Costs more per square foot than 87% of homes in Collin County
  • Bigger than 87% of homes in Collin County
  • Newer than 84% of homes in Collin County

What homes are worth in Prosper 75078

Each bar is how many homes fall in that price range. The marker is this home.

This home
$376K$1.9M

This home is worth more than 74% of homes in Prosper 75078.

How it measures up in Prosper 75078

The dot is this home. The mark in the middle is the typical home in Prosper 75078.

Estimated value$1,002,253
CheaperTypical $793,731Pricier

Pricier than 74% of homes nearby

Price per ft²$262
CheaperTypical $240Pricier

Pricier than 68% of homes nearby

Living area3,823 ft²
SmallerTypical 3,420 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.21 ac
SmallerTypical 0.21 acBigger

Bigger than 47% of homes nearby

Year built2020
OlderTypical 2018Newer

Newer than 68% of homes nearby

How 1961 River Rock Ln ranks against every home in each area.
MeasureThis homeProsper 75078Collin County
Estimated valuepricier than$1,002,25374% of homes92% of homes
Price per ft²pricier than$26268% of homes87% of homes
Living areabigger than3,823 ft²68% of homes87% of homes
Lot sizebigger than0.21 ac47% of homes58% of homes
Year builtnewer than202068% of homes84% of homes

About 1961 River Rock Ln

How much is 1961 River Rock Ln, Prosper, TX worth?

The TopHap Estimate for 1961 River Rock Ln, Prosper, TX is $1,002,253 as of Jul 14, 2026. The likely range is $899,868 to $1,104,638. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1961 River Rock Ln, Prosper, TX last sell?

1961 River Rock Ln, Prosper, TX last sold on Nov 20, 2020 for $574,700, according to the county's recorded deed.

How big is 1961 River Rock Ln, Prosper, TX?

1961 River Rock Ln, Prosper, TX has 5 bedrooms, 4.5 bathrooms, 3,823 square feet of living space and a 0.21-acre lot.

When was 1961 River Rock Ln, Prosper, TX built?

1961 River Rock Ln, Prosper, TX was built in 2020, making it 6 years old. The building has 2 stories.

What schools serve 1961 River Rock Ln, Prosper, TX?

1961 River Rock Ln, Prosper, TX is assigned to Hall Elementary School (elementary), rated A; Pete Moseley Middle School (middle); Prosper High School (high), rated B+. All sit in Prosper Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1961 River Rock Ln, Prosper, TX compare to other homes in Prosper 75078?

Among the 18,714 homes in Prosper 75078, it is worth more than 74% of them ($1,002,253 against a typical $793,731), its price per square foot is higher than 68% of them ($262 against a typical $240), it is bigger than 68% of them (3,823 ft² against a typical 3,420 ft²), its lot is bigger than 47% of them (0.21 ac against a typical 0.21 ac) and it is newer than 68% of them (2020 against a typical 2018). Measured against all of Collin County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1961 River Rock Ln, Prosper, TX?

The 2025 property tax bill for 1961 River Rock Ln, Prosper, TX was $14,004. The county assessed it at $858,866.

Closest homes

More homes in Prosper 75078

Assigned schools

Explore the area

See this home in context

Open 1961 River Rock Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map