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Single Family ResidenceResidential
$181,953$152 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $138,000 on Dec 4, 2018

19640 STAPLIN RD

BLACK RIVER, NY 13612
3
Beds
1
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$182K
$165K low$198K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$138,000 · Dec 4, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$27,284
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$21,827
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$148,000
NATIONSTAR MORTGAGE LLC · recorded Sep 10, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$6,669
USA VETERANS ADMIN

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,104 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$153,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$128,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$153,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$207,961

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.area not mapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyJEFFERSON
Lot (acres)The size of the land the home sits on, from county records.1.23
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 80 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Copenhagen Central SchoolB
Elementary · Grades PK–12 · 6.8 mi

District: Copenhagen Central School District

Neighborhood · ZIP 13612These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,394
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.135 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,398
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,589
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

19640 Staplin Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Black River 13612
  • Smaller than 75% of homes in Black River 13612
  • Has a bigger lot than 69% of homes in Black River 13612
  • Newer than 65% of homes in Jefferson County

What homes are worth in Black River 13612

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$407K

This home is worth more than 25% of homes in Black River 13612.

How it measures up in Black River 13612

The dot is this home. The mark in the middle is the typical home in Black River 13612.

Estimated value$181,953
CheaperTypical $230,365Pricier

Pricier than 25% of homes nearby

Price per ft²$152
CheaperTypical $144Pricier

Pricier than 58% of homes nearby

Living area1,200 ft²
SmallerTypical 1,548 ft²Bigger

Bigger than 25% of homes nearby

Lot size1.23 ac
SmallerTypical 0.62 acBigger

Bigger than 69% of homes nearby

Year built1980
OlderTypical 1969Newer

Newer than 63% of homes nearby

How 19640 Staplin Rd ranks against every home in each area.
MeasureThis homeBlack River 13612Jefferson County
Estimated valuepricier than$181,95325% of homes39% of homes
Price per ft²pricier than$15258% of homes64% of homes
Living areabigger than1,200 ft²25% of homes31% of homes
Lot sizebigger than1.23 ac69% of homes66% of homes
Year builtnewer than198063% of homes65% of homes

About 19640 Staplin Rd

How much is 19640 Staplin Rd, Black River, NY worth?

The TopHap Estimate for 19640 Staplin Rd, Black River, NY is $181,953 as of Jul 14, 2026. The likely range is $165,433 to $198,473. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 19640 Staplin Rd, Black River, NY last sell?

19640 Staplin Rd, Black River, NY last sold on Dec 4, 2018 for $138,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 19640 Staplin Rd, Black River, NY?

19640 Staplin Rd, Black River, NY has 3 bedrooms, 1 bathrooms, 1,200 square feet of living space and a 1.23-acre lot.

When was 19640 Staplin Rd, Black River, NY built?

19640 Staplin Rd, Black River, NY was built in 1980, making it 46 years old. It is a ranch home. The building has 1 story.

What schools serve 19640 Staplin Rd, Black River, NY?

19640 Staplin Rd, Black River, NY is assigned to Copenhagen Central School (elementary), rated B. All sit in Copenhagen Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 19640 Staplin Rd, Black River, NY compare to other homes in Black River 13612?

Among the 913 homes in Black River 13612, it is worth more than 25% of them ($181,953 against a typical $230,365), its price per square foot is higher than 58% of them ($152 against a typical $144), it is bigger than 25% of them (1,200 ft² against a typical 1,548 ft²), its lot is bigger than 69% of them (1.23 ac against a typical 0.62 ac) and it is newer than 63% of them (1980 against a typical 1969). Measured against all of Jefferson County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 19640 Staplin Rd, Black River, NY?

The 2025 property tax bill for 19640 Staplin Rd, Black River, NY was $3,104. The county assessed it at $153,600.

Closest homes

More homes in Black River 13612

Assigned schools

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