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Single Family ResidenceResidential
$170,076$105 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

197 E ROBERTS ST

SEWARD, NE 68434
3
Beds
3
Baths
1,626 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1903
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$170K
$164K low$176K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$84,476
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$67,581
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$85,600
LIBERTY FIRST CU · recorded Oct 22, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,630 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$151,566 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,419
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$128,147
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$139,799
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$151,566

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
44
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySeward
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 39 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Seward High SchoolA-
High · Grades 9–12 · 0.9 mi
E
Seward Elementary SchoolB+
Elementary · Grades PK–4 · 1.0 mi
M
Seward Middle SchoolA-
Middle · Grades 5–8 · 1.3 mi

District: Seward Public Schools

Neighborhood · ZIP 68434These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.10,000
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.62 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,480
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,982
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 E Roberts St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Seward 68434
  • Costs less per square foot than 97% of homes in Seward 68434
  • Bigger than 65% of homes in Seward 68434
  • Has a smaller lot than 80% of homes in Seward County
  • Older than 92% of homes in Seward 68434

What homes are worth in Seward 68434

Each bar is how many homes fall in that price range. The marker is this home.

This home
$123K$725K

This home is worth more than 11% of homes in Seward 68434.

How it measures up in Seward 68434

The dot is this home. The mark in the middle is the typical home in Seward 68434.

Estimated value$170,076
CheaperTypical $294,635Pricier

Pricier than 11% of homes nearby

Price per ft²$105
CheaperTypical $204Pricier

Pricier than 3% of homes nearby

Living area1,626 ft²
SmallerTypical 1,446 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.18 ac
SmallerTypical 0.23 acBigger

Bigger than 31% of homes nearby

Year built1903
OlderTypical 1973Newer

Newer than 8% of homes nearby

How 197 E Roberts St ranks against every home in each area.
MeasureThis homeSeward 68434Seward County
Estimated valuepricier than$170,07611% of homes16% of homes
Price per ft²pricier than$1053% of homes6% of homes
Living areabigger than1,626 ft²65% of homes61% of homes
Lot sizebigger than0.18 ac31% of homes20% of homes
Year builtnewer than19038% of homes11% of homes

About 197 E Roberts St

How much is 197 E Roberts St, Seward, NE worth?

The TopHap Estimate for 197 E Roberts St, Seward, NE is $170,076 as of Jul 14, 2026. The likely range is $163,866 to $176,286. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 197 E Roberts St, Seward, NE last sell?

197 E Roberts St, Seward, NE last sold on Jul 6, 2022, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 197 E Roberts St, Seward, NE?

197 E Roberts St, Seward, NE has 3 bedrooms, 3 bathrooms, 1,626 square feet of living space and a 0.18-acre lot.

When was 197 E Roberts St, Seward, NE built?

197 E Roberts St, Seward, NE was built in 1903, making it 123 years old. The building has 2 stories.

What schools serve 197 E Roberts St, Seward, NE?

197 E Roberts St, Seward, NE is assigned to Seward High School (high), rated A-; Seward Elementary School (elementary), rated B+; Seward Middle School (middle), rated A-. All sit in Seward Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 E Roberts St, Seward, NE compare to other homes in Seward 68434?

Among the 3,204 homes in Seward 68434, it is worth more than 11% of them ($170,076 against a typical $294,635), its price per square foot is higher than 3% of them ($105 against a typical $204), it is bigger than 65% of them (1,626 ft² against a typical 1,446 ft²), its lot is bigger than 31% of them (0.18 ac against a typical 0.23 ac) and it is newer than 8% of them (1903 against a typical 1973). Measured against all of Seward County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 E Roberts St, Seward, NE?

The 2025 property tax bill for 197 E Roberts St, Seward, NE was $1,630. The county assessed it at $151,566.

Closest homes

More homes in Seward 68434

Assigned schools

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