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Single Family ResidenceResidential
$297,009$144 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $184,900 on Jul 30, 2018

197 JAMES RIVER TER

BUCHANAN, VA 24066
4
Beds
2
Baths
2,064 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$297K
$269K low$325K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$184,900 · Jul 30, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$126,823
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$101,458
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$170,186
CLEARPATH LENDING · 2.99% 2 · recorded Feb 6, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,726 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$246,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$43,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$202,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$246,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$246,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyBOTETOURT
Lot (acres)The size of the land the home sits on, from county records.1.23
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Buchanan Elementary SchoolB
Elementary · Grades PK–5 · 0.5 mi
H
James River High SchoolB+
High · Grades 9–12 · 2.6 mi
M
Central Academy Middle SchoolA+
Middle · Grades 6–8 · 9.2 mi

District: Botetourt County Public Schools

Neighborhood · ZIP 24066These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.5,224
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,254
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,391
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 James River Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Buchanan 24066
  • Costs less per square foot than 87% of homes in Botetourt County
  • Bigger than 79% of homes in Buchanan 24066
  • Has a smaller lot than 65% of homes in Buchanan 24066
  • Older than 83% of homes in Botetourt County

What homes are worth in Buchanan 24066

Each bar is how many homes fall in that price range. The marker is this home.

This home
$35K$713K

This home is worth more than 66% of homes in Buchanan 24066.

How it measures up in Buchanan 24066

The dot is this home. The mark in the middle is the typical home in Buchanan 24066.

Estimated value$297,009
CheaperTypical $231,817Pricier

Pricier than 66% of homes nearby

Price per ft²$144
CheaperTypical $170Pricier

Pricier than 33% of homes nearby

Living area2,064 ft²
SmallerTypical 1,513 ft²Bigger

Bigger than 79% of homes nearby

Lot size1.23 ac
SmallerTypical 2.18 acBigger

Bigger than 35% of homes nearby

Year built1952
OlderTypical 1975Newer

Newer than 33% of homes nearby

How 197 James River Ter ranks against every home in each area.
MeasureThis homeBuchanan 24066Botetourt County
Estimated valuepricier than$297,00966% of homes38% of homes
Price per ft²pricier than$14433% of homes13% of homes
Living areabigger than2,064 ft²79% of homes70% of homes
Lot sizebigger than1.23 ac35% of homes50% of homes
Year builtnewer than195233% of homes17% of homes

About 197 James River Ter

How much is 197 James River Ter, Buchanan, VA worth?

The TopHap Estimate for 197 James River Ter, Buchanan, VA is $297,009 as of Jul 14, 2026. The likely range is $269,261 to $324,757. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 197 James River Ter, Buchanan, VA last sell?

197 James River Ter, Buchanan, VA last sold on Jul 30, 2018 for $184,900, according to the county's recorded deed.

How big is 197 James River Ter, Buchanan, VA?

197 James River Ter, Buchanan, VA has 4 bedrooms, 2 bathrooms, 2,064 square feet of living space and a 1.23-acre lot.

When was 197 James River Ter, Buchanan, VA built?

197 James River Ter, Buchanan, VA was built in 1952, making it 74 years old. It is a cape cod home. The building has 1 story.

What schools serve 197 James River Ter, Buchanan, VA?

197 James River Ter, Buchanan, VA is assigned to Buchanan Elementary School (elementary), rated B; James River High School (high), rated B+; Central Academy Middle School (middle), rated A+. All sit in Botetourt County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 James River Ter, Buchanan, VA compare to other homes in Buchanan 24066?

Among the 2,359 homes in Buchanan 24066, it is worth more than 66% of them ($297,009 against a typical $231,817), its price per square foot is higher than 33% of them ($144 against a typical $170), it is bigger than 79% of them (2,064 ft² against a typical 1,513 ft²), its lot is bigger than 35% of them (1.23 ac against a typical 2.18 ac) and it is newer than 33% of them (1952 against a typical 1975). Measured against all of Botetourt County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 James River Ter, Buchanan, VA?

The 2024 property tax bill for 197 James River Ter, Buchanan, VA was $1,726. The county assessed it at $246,500.

Closest homes

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Assigned schools

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