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Single Family ResidenceResidential
$218,780$253 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 53How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

197 OLIVER LN

BEAN STATION, TN 37708
1
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
103 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$219K
$116K low$321K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$179,180
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$143,344
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$39,600
JPMORGAN CHASE BANK NA · recorded Sep 4, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$296 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,375
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$9,225
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$50,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGRAINGER
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.103.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Radiant
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 64 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bean Station Elementary SchoolB-
Elementary · Grades PK–6 · 2.3 mi
H
Grainger High SchoolD
High · Grades 9–12 · 6.5 mi
M
Rutledge Middle SchoolC+
Middle · Grades 7–8 · 11.9 mi

District: Grainger County School District

Neighborhood · ZIP 37708These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.132

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,119
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.134 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,999
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,852
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 Oliver Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 70% of homes in Grainger County
  • Smaller than 82% of homes in Grainger County
  • Has a bigger lot than 92% of homes in Grainger County
  • Older than 75% of homes in Bean Station 37708

What homes are worth in Bean Station 37708

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$825K

This home is worth more than 38% of homes in Bean Station 37708.

How it measures up in Bean Station 37708

The dot is this home. The mark in the middle is the typical home in Bean Station 37708.

Estimated value$218,780
CheaperTypical $264,924Pricier

Pricier than 38% of homes nearby

Price per ft²$253
CheaperTypical $212Pricier

Pricier than 69% of homes nearby

Living area864 ft²
SmallerTypical 1,232 ft²Bigger

Bigger than 19% of homes nearby

Lot size103 ac
SmallerTypical 2.19 acBigger

Bigger than 83% of homes nearby

Year built1969
OlderTypical 1988Newer

Newer than 25% of homes nearby

How 197 Oliver Ln ranks against every home in each area.
MeasureThis homeBean Station 37708Grainger County
Estimated valuepricier than$218,78038% of homes37% of homes
Price per ft²pricier than$25369% of homes70% of homes
Living areabigger than864 ft²19% of homes18% of homes
Lot sizebigger than103 ac83% of homes92% of homes
Year builtnewer than196925% of homes25% of homes

About 197 Oliver Ln

How much is 197 Oliver Ln, Bean Station, TN worth?

The TopHap Estimate for 197 Oliver Ln, Bean Station, TN is $218,780 as of Jul 14, 2026. The likely range is $116,125 to $321,435. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 197 Oliver Ln, Bean Station, TN last sell?

197 Oliver Ln, Bean Station, TN last sold on May 14, 2003, according to the county's recorded deed.

How big is 197 Oliver Ln, Bean Station, TN?

197 Oliver Ln, Bean Station, TN has 1 bathrooms, 864 square feet of living space and a 103.00-acre lot.

When was 197 Oliver Ln, Bean Station, TN built?

197 Oliver Ln, Bean Station, TN was built in 1969, making it 57 years old. The building has 1 story.

What schools serve 197 Oliver Ln, Bean Station, TN?

197 Oliver Ln, Bean Station, TN is assigned to Bean Station Elementary School (elementary), rated B-; Grainger High School (high), rated D; Rutledge Middle School (middle), rated C+. All sit in Grainger County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 Oliver Ln, Bean Station, TN compare to other homes in Bean Station 37708?

Among the 3,549 homes in Bean Station 37708, it is worth more than 38% of them ($218,780 against a typical $264,924), its price per square foot is higher than 69% of them ($253 against a typical $212), it is bigger than 19% of them (864 ft² against a typical 1,232 ft²), its lot is bigger than 83% of them (103 ac against a typical 2.19 ac) and it is newer than 25% of them (1969 against a typical 1988). Measured against all of Grainger County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 Oliver Ln, Bean Station, TN?

The 2025 property tax bill for 197 Oliver Ln, Bean Station, TN was $296. The county assessed it at $12,600.

Closest homes

More homes in Bean Station 37708

Assigned schools

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