Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$362,872$205 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $290,000 on Jun 26, 2020

197 RIVER BEND CIR

CHESTERFIELD, MO 63017
3
Beds
2
Baths
1,774 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$363K
$345K low$381K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$290,000 · Jun 26, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$52,372
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$41,898
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$275,500
AMERICAN MORTGAGE CORP · recorded Jun 26, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,000
CENTURY CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,855 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$68,950 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,370
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$23,580
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$58,160
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$362,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
96
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.73 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySt. Louis
Lot (acres)The size of the land the home sits on, from county records.0.41
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 366 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
River Bend Elementary SchoolC
Elementary · Grades KG–5 · 0.3 mi
M
Central Middle SchoolC
Middle · Grades 6–8 · 1.3 mi
H
Central High SchoolA
High · Grades 9–12 · 1.6 mi

District: Parkway School District

Neighborhood · ZIP 63017These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.123

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.40,817
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,065 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$139,713
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$171,373
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 River Bend Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Chesterfield 63017
  • Smaller than 83% of homes in Chesterfield
  • Has a bigger lot than 85% of homes in St. Louis County
  • Older than 98% of homes in Chesterfield

What homes are worth in Chesterfield 63017

Each bar is how many homes fall in that price range. The marker is this home.

This home
$185K$1.4M

This home is worth more than 12% of homes in Chesterfield 63017.

How it measures up in Chesterfield 63017

The dot is this home. The mark in the middle is the typical home in Chesterfield 63017.

Estimated value$362,872
CheaperTypical $516,775Pricier

Pricier than 12% of homes nearby

Price per ft²$205
CheaperTypical $210Pricier

Pricier than 45% of homes nearby

Living area1,774 ft²
SmallerTypical 2,509 ft²Bigger

Bigger than 17% of homes nearby

Lot size0.41 ac
SmallerTypical 0.29 acBigger

Bigger than 77% of homes nearby

Year built1962
OlderTypical 1978Newer

Newer than 2% of homes nearby

How 197 River Bend Cir ranks against every home in each area.
MeasureThis homeChesterfieldChesterfield 63017St. Louis County
Estimated valuepricier than$362,87213% of homes12% of homes65% of homes
Price per ft²pricier than$20543% of homes45% of homes60% of homes
Living areabigger than1,774 ft²17% of homes17% of homes64% of homes
Lot sizebigger than0.41 ac75% of homes77% of homes85% of homes
Year builtnewer than19622% of homes2% of homes47% of homes

About 197 River Bend Cir

How much is 197 River Bend Cir, Chesterfield, MO worth?

The TopHap Estimate for 197 River Bend Cir, Chesterfield, MO is $362,872 as of Jul 14, 2026. The likely range is $344,873 to $380,871. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 197 River Bend Cir, Chesterfield, MO last sell?

197 River Bend Cir, Chesterfield, MO last sold on Jun 26, 2020 for $290,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 197 River Bend Cir, Chesterfield, MO?

197 River Bend Cir, Chesterfield, MO has 3 bedrooms, 2 bathrooms, 1,774 square feet of living space and a 0.41-acre lot.

When was 197 River Bend Cir, Chesterfield, MO built?

197 River Bend Cir, Chesterfield, MO was built in 1962, making it 64 years old. It is a ranch home. The building has 1 story.

What schools serve 197 River Bend Cir, Chesterfield, MO?

197 River Bend Cir, Chesterfield, MO is assigned to River Bend Elementary School (elementary), rated C; Central Middle School (middle), rated C; Central High School (high), rated A. All sit in Parkway School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 River Bend Cir, Chesterfield, MO compare to other homes in Chesterfield 63017?

Among the 14,477 homes in Chesterfield 63017, it is worth more than 12% of them ($362,872 against a typical $516,775), its price per square foot is higher than 45% of them ($205 against a typical $210), it is bigger than 17% of them (1,774 ft² against a typical 2,509 ft²), its lot is bigger than 77% of them (0.41 ac against a typical 0.29 ac) and it is newer than 2% of them (1962 against a typical 1978). Measured against all of St. Louis County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 River Bend Cir, Chesterfield, MO?

The 2024 property tax bill for 197 River Bend Cir, Chesterfield, MO was $3,855. The county assessed it at $68,950.

Closest homes

More homes in Chesterfield 63017

Assigned schools

Explore the area

See this home in context

Open 197 River Bend Cir on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map