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Single Family ResidenceResidential
$411,097$146 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

197 RIVER RD

WEST BALDWIN, ME 04091
5
Beds
2.5
Baths
2,816 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.12 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$411K
$333K low$489K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$180,097
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$144,078
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$191,000
BANGOR SAVINGS BANK · R · recorded Feb 28, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
BANGOR SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,989 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$311,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$26,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$285,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyCUMBERLAND
Lot (acres)The size of the land the home sits on, from county records.3.12
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sacopee Valley Elementary SchoolC+
Elementary · Grades PK–3 · 5.0 mi
M
Sacopee Valley Middle SchoolC
Middle · Grades 4–8 · 5.3 mi
H
Sacopee Valley High SchoolC
High · Grades 9–12 · 5.3 mi

District: School Administrative District 55

Neighborhood · ZIP 04091These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.858
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,400
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,568
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Cumberland County
  • Among the lowest price per square foot in Cumberland County
  • Bigger than 94% of homes in West Baldwin 04091
  • Has a bigger lot than 88% of homes in Cumberland County
  • Newer than 85% of homes in Cumberland County

What homes are worth in West Baldwin 04091

Each bar is how many homes fall in that price range. The marker is this home.

This home
$165K$651K

This home is worth more than 69% of homes in West Baldwin 04091.

How it measures up in West Baldwin 04091

The dot is this home. The mark in the middle is the typical home in West Baldwin 04091.

Estimated value$411,097
CheaperTypical $347,895Pricier

Pricier than 69% of homes nearby

Price per ft²$146
CheaperTypical $229Pricier

Pricier than 7% of homes nearby

Living area2,816 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 94% of homes nearby

Lot size3.12 ac
SmallerTypical 3 acBigger

Bigger than 53% of homes nearby

Year built2007
OlderTypical 1985Newer

Newer than 81% of homes nearby

How 197 River Rd ranks against every home in each area.
MeasureThis homeWest Baldwin 04091Cumberland County
Estimated valuepricier than$411,09769% of homes20% of homes
Price per ft²pricier than$1467% of homesalmost no homes
Living areabigger than2,816 ft²94% of homes90% of homes
Lot sizebigger than3.12 ac53% of homes88% of homes
Year builtnewer than200781% of homes85% of homes

About 197 River Rd

How much is 197 River Rd, West Baldwin, ME worth?

The TopHap Estimate for 197 River Rd, West Baldwin, ME is $411,097 as of Jul 14, 2026. The likely range is $332,812 to $489,382. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 197 River Rd, West Baldwin, ME last sell?

197 River Rd, West Baldwin, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 197 River Rd, West Baldwin, ME?

197 River Rd, West Baldwin, ME has 5 bedrooms, 2.5 bathrooms, 2,816 square feet of living space and a 3.12-acre lot.

When was 197 River Rd, West Baldwin, ME built?

197 River Rd, West Baldwin, ME was built in 2007, making it 19 years old. It is a colonial home. The building has 1 story.

What schools serve 197 River Rd, West Baldwin, ME?

197 River Rd, West Baldwin, ME is assigned to Sacopee Valley Elementary School (elementary), rated C+; Sacopee Valley Middle School (middle), rated C; Sacopee Valley High School (high), rated C. All sit in School Administrative District 55. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 River Rd, West Baldwin, ME compare to other homes in West Baldwin 04091?

Among the 443 homes in West Baldwin 04091, it is worth more than 69% of them ($411,097 against a typical $347,895), its price per square foot is higher than 7% of them ($146 against a typical $229), it is bigger than 94% of them (2,816 ft² against a typical 1,440 ft²), its lot is bigger than 53% of them (3.12 ac against a typical 3 ac) and it is newer than 81% of them (2007 against a typical 1985). Measured against all of Cumberland County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 River Rd, West Baldwin, ME?

The 2025 property tax bill for 197 River Rd, West Baldwin, ME was $4,989. The county assessed it at $311,800.

Closest homes

More homes in West Baldwin 04091

Assigned schools

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