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Single Family ResidenceResidential
$343,006$222 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

197 RIVERSIDE DR

BENTON, TN 37307
2
Baths
1,545 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.81 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$343K
$297K low$389K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$172,917
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$138,334
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$135,000
CHASE BANK USA NA · recorded Oct 19, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,089
CITIFINANCIAL INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,001 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$59,250 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,450
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$53,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$59,250
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$237,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPolk
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
Lot (acres)The size of the land the home sits on, from county records.0.81
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 300 ft²Patio · 300 ft²Porch · 135 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Chilhowee Middle SchoolC-
Middle · Grades 6–8 · 1.8 mi
E
Benton Elementary SchoolC
Elementary · Grades PK–5 · 1.9 mi
H
Polk County High SchoolC-
High · Grades 9–12 · 4.0 mi

District: Polk County School District

Neighborhood · ZIP 37307These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.159
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.147

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,634
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,214
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,494
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 Riverside Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Polk County
  • Costs more per square foot than 77% of homes in Benton 37307
  • Has a smaller lot than 79% of homes in Polk County
  • Newer than 77% of homes in Polk County

What homes are worth in Benton 37307

Each bar is how many homes fall in that price range. The marker is this home.

This home
$43K$753K

This home is worth more than 75% of homes in Benton 37307.

How it measures up in Benton 37307

The dot is this home. The mark in the middle is the typical home in Benton 37307.

Estimated value$343,006
CheaperTypical $243,564Pricier

Pricier than 75% of homes nearby

Price per ft²$222
CheaperTypical $176Pricier

Pricier than 77% of homes nearby

Living area1,545 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 64% of homes nearby

Lot size0.81 ac
SmallerTypical 1.35 acBigger

Bigger than 28% of homes nearby

Year built2002
OlderTypical 1991Newer

Newer than 75% of homes nearby

How 197 Riverside Dr ranks against every home in each area.
MeasureThis homeBenton 37307Polk County
Estimated valuepricier than$343,00675% of homes76% of homes
Price per ft²pricier than$22277% of homes75% of homes
Living areabigger than1,545 ft²64% of homes64% of homes
Lot sizebigger than0.81 ac28% of homes21% of homes
Year builtnewer than200275% of homes77% of homes

About 197 Riverside Dr

How much is 197 Riverside Dr, Benton, TN worth?

The TopHap Estimate for 197 Riverside Dr, Benton, TN is $343,006 as of Jul 14, 2026. The likely range is $297,496 to $388,516. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 197 Riverside Dr, Benton, TN?

197 Riverside Dr, Benton, TN has 2 bathrooms, 1,545 square feet of living space and a 0.81-acre lot.

When was 197 Riverside Dr, Benton, TN built?

197 Riverside Dr, Benton, TN was built in 2002, making it 24 years old. The building has 1 story.

What schools serve 197 Riverside Dr, Benton, TN?

197 Riverside Dr, Benton, TN is assigned to Chilhowee Middle School (middle), rated C-; Benton Elementary School (elementary), rated C; Polk County High School (high), rated C-. All sit in Polk County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 Riverside Dr, Benton, TN compare to other homes in Benton 37307?

Among the 2,288 homes in Benton 37307, it is worth more than 75% of them ($343,006 against a typical $243,564), its price per square foot is higher than 77% of them ($222 against a typical $176), it is bigger than 64% of them (1,545 ft² against a typical 1,344 ft²), its lot is bigger than 28% of them (0.81 ac against a typical 1.35 ac) and it is newer than 75% of them (2002 against a typical 1991). Measured against all of Polk County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 Riverside Dr, Benton, TN?

The 2024 property tax bill for 197 Riverside Dr, Benton, TN was $1,001. The county assessed it at $59,250.

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