Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$130,464$84 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $58,000 on Oct 16, 2006

198 E RIVER ST

ILION, NY 13357
3
Beds
2 / 1
Baths
1,552 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1906
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$130K
$119K low$142K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$58,000 · Oct 16, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$123,096
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$98,477
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.6%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$7,368
AMERICAN GENERAL HOME EQUITY INC · recorded Jan 10, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,759 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$52,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$45,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$52,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$98,127

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyHerkimer
Lot (acres)The size of the land the home sits on, from county records.0.18
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 160 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Central Valley AcademyC-
High · Grades 9–12 · 0.7 mi
M
Gregory B Jarvis Middle SchoolB
Middle · Grades 5–8 · 1.0 mi
E
Harry M Fisher Elementary School
Elementary · Grades PK–1 · 1.4 mi

District: Central Valley School District

Neighborhood · ZIP 13357These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.9,463
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.304 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,858
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,017
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

198 E River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Herkimer County
  • Costs less per square foot than 79% of homes in Herkimer County
  • Has a smaller lot than 76% of homes in Herkimer County
  • Older than 74% of homes in Herkimer County

What homes are worth in Ilion 13357

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$375K

This home is worth more than 34% of homes in Ilion 13357.

How it measures up in Ilion 13357

The dot is this home. The mark in the middle is the typical home in Ilion 13357.

Estimated value$130,464
CheaperTypical $151,194Pricier

Pricier than 34% of homes nearby

Price per ft²$84
CheaperTypical $102Pricier

Pricier than 33% of homes nearby

Living area1,552 ft²
SmallerTypical 1,528 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.18 ac
SmallerTypical 0.2 acBigger

Bigger than 46% of homes nearby

Year built1906
OlderTypical 1917Newer

Newer than 36% of homes nearby

How 198 E River St ranks against every home in each area.
MeasureThis homeIlion 13357Herkimer County
Estimated valuepricier than$130,46434% of homes23% of homes
Price per ft²pricier than$8433% of homes21% of homes
Living areabigger than1,552 ft²52% of homes53% of homes
Lot sizebigger than0.18 ac46% of homes24% of homes
Year builtnewer than190636% of homes26% of homes

About 198 E River St

How much is 198 E River St, Ilion, NY worth?

The TopHap Estimate for 198 E River St, Ilion, NY is $130,464 as of Jul 14, 2026. The likely range is $118,851 to $142,077. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 198 E River St, Ilion, NY last sell?

198 E River St, Ilion, NY last sold on Oct 16, 2006 for $58,000, according to the county's recorded deed.

How big is 198 E River St, Ilion, NY?

198 E River St, Ilion, NY has 3 bedrooms, 2 bathrooms, 1,552 square feet of living space and a 0.18-acre lot.

When was 198 E River St, Ilion, NY built?

198 E River St, Ilion, NY was built in 1906, making it 120 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 198 E River St, Ilion, NY?

198 E River St, Ilion, NY is assigned to Central Valley Academy (high), rated C-; Gregory B Jarvis Middle School (middle), rated B; Harry M Fisher Elementary School (elementary). All sit in Central Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 198 E River St, Ilion, NY compare to other homes in Ilion 13357?

Among the 3,458 homes in Ilion 13357, it is worth more than 34% of them ($130,464 against a typical $151,194), its price per square foot is higher than 33% of them ($84 against a typical $102), it is bigger than 52% of them (1,552 ft² against a typical 1,528 ft²), its lot is bigger than 46% of them (0.18 ac against a typical 0.2 ac) and it is newer than 36% of them (1906 against a typical 1917). Measured against all of Herkimer County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 198 E River St, Ilion, NY?

The 2024 property tax bill for 198 E River St, Ilion, NY was $3,759. The county assessed it at $52,400.

Closest homes

More homes in Ilion 13357

Assigned schools

Explore the area

See this home in context

Open 198 E River St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map