Duplex (2 Units, Any Combination)Residential
198 MAIN ST
RICHFIELD SPRINGS, NY 13439
5
Beds
3
Baths
3,598 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.53 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,916 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$111,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$96,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$111,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$196,140
Climate Risk
Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyOtsego
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1970
Lot (acres)The size of the land the home sits on, from county records.0.53
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 120 ft²Porch · 65 ft²
Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.
District: Richfield Springs Central School District
Neighborhood · ZIP 13439These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,769
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,992
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,755
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%
Ownership
OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes
Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.
How this home compares
198 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Bigger than 98% of homes in Otsego County
- Has a smaller lot than 67% of homes in Otsego County
- Older than 83% of homes in Richfield Springs 13439
How it measures up in Richfield Springs 13439
The dot is this home. The mark in the middle is the typical home in Richfield Springs 13439.
Living area3,598 ft²
SmallerTypical 1,500 ft²Bigger
Bigger than 97% of homes nearby
Lot size0.53 ac
SmallerTypical 1.01 acBigger
Bigger than 37% of homes nearby
Year built1890
OlderTypical 1957Newer
Newer than 17% of homes nearby
| Measure | This home | Richfield Springs 13439 | Otsego County |
|---|---|---|---|
| Living areabigger than | 3,598 ft² | 97% of homes | 98% of homes |
| Lot sizebigger than | 0.53 ac | 37% of homes | 33% of homes |
| Year builtnewer than | 1890 | 17% of homes | 17% of homes |
About 198 Main St
How big is 198 Main St, Richfield Springs, NY?
198 Main St, Richfield Springs, NY has 5 bedrooms, 3 bathrooms, 3,598 square feet of living space and a 0.53-acre lot.
When was 198 Main St, Richfield Springs, NY built?
198 Main St, Richfield Springs, NY was built in 1890, making it 136 years old. It is a traditional/old home. The building has 2 stories.
What schools serve 198 Main St, Richfield Springs, NY?
198 Main St, Richfield Springs, NY is assigned to Richfield Springs Elementary School (elementary), rated B. All sit in Richfield Springs Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.
How does 198 Main St, Richfield Springs, NY compare to other homes in Richfield Springs 13439?
Among the 2,097 homes in Richfield Springs 13439, it is bigger than 97% of them (3,598 ft² against a typical 1,500 ft²), its lot is bigger than 37% of them (0.53 ac against a typical 1.01 ac) and it is newer than 17% of them (1890 against a typical 1957). These shares are recounted nightly from the full county assessor record for each area, not from active listings.
What are the property taxes on 198 Main St, Richfield Springs, NY?
The 2024 property tax bill for 198 Main St, Richfield Springs, NY was $2,916. The county assessed it at $111,800.
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Assigned schools
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